My Automobile Insurance Is Up for Renewal in Florida... Should I Stay Loyal to My Insurance Company?
Q. My automobile insurance is up for renewal, should I stay loyal to my insurance company?
A. I get asked this question all the time and my answer is always, no. Insurance companies are only loyal to you if you are paying your premiums and not filing any type of claim. Once you file a claim, they drop you like a bad habit. They are not loyal to you, they are loyal to their bottom line. So shouldn't you do the same? There is nothing wrong with being loyal to your bottom line. Find the best deal to suit your needs.
All too often, once a person makes a claim to the insurance company one of two things happen: Either your rates go up; or you are dropped. I see this daily. You could have 20 years of a perfect driving and then an uninsured person hits you and you get injured. You file a claim under your uninsured motorist coverage (which you have been paying premiums for 20 years just for this specific situation) to pay your medical bills and then your insurance company drops you. Unfortunately, that is the reality of auto insurance. Insurance companies are in the business to make money not pay claims. Therefore, go with the company that you believe offers you the best deal.
If you have any questions about how we deal with the insurance companies having to do with a personal injury claim, call us. All of the attorneys at Schuler, Halvorson, Weisser & Zoeller P.A. have at least five years' experience and are board certified in civil trial law including the author of this article, Bill Zoeller. Bill is also a Partner of Schuler, Halvorson, Weisser & Zoeller.
If you want to learn more about how to go about hiring the best attorney for you, or many other real world legal issues in cases of car accidents, slip and fall cases, airplane accidents, medical malpractice, nursing home and ALF abuse, wrongful death, truck accidents, premises liability, motorcycle accidents, boating accidents, products liability, toxic/mass tort litigation, insurance litigation, negligent security and other personal injury cases in West Palm Beach, Port St. Lucie and throughout the state of Florida, you need to contact a firm with a level of expertise that yields results. That firm is Schuler, Halvorson, Weisser & Zoeller at http://www.shw-law.com.
We have 3 offices in south Florida. The first is located in the Barristers Building at 1615 Forum Place on the 4th Floor in West Palm Beach, 33401. Our second office is located at 240 NW Peacock Boulevard, Suite 103 in Port St. Lucie, 34986. And our 3rd office is located at 55 S. S.E. 2nd Avenue, 1st Floor, PMB # 16, Delray Beach, FL 33444. You can contact us at either the West Palm Beach or Port St. Lucie office through our toll free phone number, (800) 689-8180, or local phone number (561) 689-8180 or via email at admin@shw-law.com. Contact our Delray Beach location using that same email, or via phone at (561) 921-4979. Contact us today for a FREE initial consultation.
A. I get asked this question all the time and my answer is always, no. Insurance companies are only loyal to you if you are paying your premiums and not filing any type of claim. Once you file a claim, they drop you like a bad habit. They are not loyal to you, they are loyal to their bottom line. So shouldn't you do the same? There is nothing wrong with being loyal to your bottom line. Find the best deal to suit your needs.
All too often, once a person makes a claim to the insurance company one of two things happen: Either your rates go up; or you are dropped. I see this daily. You could have 20 years of a perfect driving and then an uninsured person hits you and you get injured. You file a claim under your uninsured motorist coverage (which you have been paying premiums for 20 years just for this specific situation) to pay your medical bills and then your insurance company drops you. Unfortunately, that is the reality of auto insurance. Insurance companies are in the business to make money not pay claims. Therefore, go with the company that you believe offers you the best deal.
If you have any questions about how we deal with the insurance companies having to do with a personal injury claim, call us. All of the attorneys at Schuler, Halvorson, Weisser & Zoeller P.A. have at least five years' experience and are board certified in civil trial law including the author of this article, Bill Zoeller. Bill is also a Partner of Schuler, Halvorson, Weisser & Zoeller.
If you want to learn more about how to go about hiring the best attorney for you, or many other real world legal issues in cases of car accidents, slip and fall cases, airplane accidents, medical malpractice, nursing home and ALF abuse, wrongful death, truck accidents, premises liability, motorcycle accidents, boating accidents, products liability, toxic/mass tort litigation, insurance litigation, negligent security and other personal injury cases in West Palm Beach, Port St. Lucie and throughout the state of Florida, you need to contact a firm with a level of expertise that yields results. That firm is Schuler, Halvorson, Weisser & Zoeller at http://www.shw-law.com.
We have 3 offices in south Florida. The first is located in the Barristers Building at 1615 Forum Place on the 4th Floor in West Palm Beach, 33401. Our second office is located at 240 NW Peacock Boulevard, Suite 103 in Port St. Lucie, 34986. And our 3rd office is located at 55 S. S.E. 2nd Avenue, 1st Floor, PMB # 16, Delray Beach, FL 33444. You can contact us at either the West Palm Beach or Port St. Lucie office through our toll free phone number, (800) 689-8180, or local phone number (561) 689-8180 or via email at admin@shw-law.com. Contact our Delray Beach location using that same email, or via phone at (561) 921-4979. Contact us today for a FREE initial consultation.
Source...