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How to Report Suspected Bank Fraud

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    • 1). Report any suspected theft to your bank. They will ask you to verify legitimate purchases. In most cases, they will refund your money and any overdraft fees generated by the illicit activity. If the theft is significant, the bank will institute a criminal investigation.

    • 2). Report the incidents to the FBI. The FBI investigates consumer fraud and tracks incidents of theft in a national database.

    • 3). Contact your state's Office of the Attorney General. Reporting to the attorney general's office gives your state's agencies valuable information to combat sources of fraud.

    • 4). Report the fraud to the Federal Trade Commission (FTC). The FTC analyzes nationwide theft reports for criminal patterns that are used by investigative and prosecuting agencies.

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