With everyone looking for ways to save, we would try to proffer some suggestions to help us save.
We can save if we compare health insurance rates and take some other steps.
If you have been paying high rates on your indemnity policy then you might consider changing over to a Health Maintenance organization (HMO) or a Preferred Provider Organization(PPO).
This plans would offer you lower rates thought you would only be covered if you get your medicare from a list of approved health care providers.
Look around for an acceptable HMO or PPO.
To lower your rates, you an raise your deductible and your co-pay.
If possible opt to pay for your doctor visits and prescription drugs yourself leaving your coverage for serious medical expenses.
If you can find a group to join for a a group policy, you would certainly pay less.
Search for a group policy to join and save.
The truth is that the healthier you are the less you would pay.
If you smoke or are obese, then you are already marked for high rates.
Start making efforts to improve your health by quitting smoking and losing weight and you would save.
For really healthy people, rather than a regular medical plan, you can go for a catastrophic coverage.
This means you would take care of any basic medical expenses.
This policy would cover you against any major medical expense e.
g an accident or a major illness.
It comes with a a high deductible meaning low monthly payments.
One of the best ways to save is to compare health insurance rates.
You can do this by getting quotes from comparison sites.
compare health insurance rates from the quotes you get and find the insurer with a good plan at the best rate.