You Find Affordable Health Insurance Whatever Your Financial Circumstances Are
There are so many people in the US which have declared bankruptcy.
And although this might not surprise you, the reason behind it just might.
They have not filed for bankruptcy because they wasted their money or even because they became reckless with investments.
Rather, the real reason behind the declaration is because they have a large amount of unpaid medical bills.
Over 40 million people have had a gap in the coverage of their health insurance in the last two years and this gap can be very costly.
Although it is a fact that millions have been laid off from work, they are still eligible to get the COBRA health insurance coverage.
This stands for the Consolidated Omnibus Budget Reconciliation Act and covers you for 1 and a half years after you lose your job.
Good news has come in the form of highly reputable firms and famous major insurance companies which all offer a cheap health package online, usually by offering basic coverage which covers ER, hospital treatment and surgery.
If you are in generally good health, you then can easily qualify to get the cheap health coverage this way.
Here are some examples.
You can get coverage for a minimum of $50 every month providing you are a 30 years old and that you are in good health.
This will include being able to get generic drugs for about $10 as well as a co payment of $30 for visits to the doctor.
These low rates though, come with a higher deductible.
This means that without a $1,000 insurance deductible, you will have to pay up to $160 monthly cost for a similar coverage.
If you are already thirty something and have your own family along with school aged children, you are entitled to get the similar coverage this time for the whole family.
That will only cost you around $200-$400 every month, based on your deductible.
This can already give you a big savings as compared to what you will need to pay if without a deductible.
However, you have to be careful in choosing the coverage.
This is because there are plans that can cost $10 every week, but when you go to make a claim you discover the deductible is so high that you have to pay the majority of the costs anyway, or that the cover is inadequate and you have to pay for the treatment yourself.
And although this might not surprise you, the reason behind it just might.
They have not filed for bankruptcy because they wasted their money or even because they became reckless with investments.
Rather, the real reason behind the declaration is because they have a large amount of unpaid medical bills.
Over 40 million people have had a gap in the coverage of their health insurance in the last two years and this gap can be very costly.
Although it is a fact that millions have been laid off from work, they are still eligible to get the COBRA health insurance coverage.
This stands for the Consolidated Omnibus Budget Reconciliation Act and covers you for 1 and a half years after you lose your job.
Good news has come in the form of highly reputable firms and famous major insurance companies which all offer a cheap health package online, usually by offering basic coverage which covers ER, hospital treatment and surgery.
If you are in generally good health, you then can easily qualify to get the cheap health coverage this way.
Here are some examples.
You can get coverage for a minimum of $50 every month providing you are a 30 years old and that you are in good health.
This will include being able to get generic drugs for about $10 as well as a co payment of $30 for visits to the doctor.
These low rates though, come with a higher deductible.
This means that without a $1,000 insurance deductible, you will have to pay up to $160 monthly cost for a similar coverage.
If you are already thirty something and have your own family along with school aged children, you are entitled to get the similar coverage this time for the whole family.
That will only cost you around $200-$400 every month, based on your deductible.
This can already give you a big savings as compared to what you will need to pay if without a deductible.
However, you have to be careful in choosing the coverage.
This is because there are plans that can cost $10 every week, but when you go to make a claim you discover the deductible is so high that you have to pay the majority of the costs anyway, or that the cover is inadequate and you have to pay for the treatment yourself.
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