How to Save Money at the Dentist's Office
- 1). Save money by choosing the right dental policy. Some policies have a “least expensive alternative treatment" provision. If a policy has this clause, the insurance company will pay only for the cheaper procedure or treatment. If your dentist recommends a more costly procedure and you choose to have it done, you’ll need to pay the difference yourself.
- 2). Read your policy carefully to make sure that it doesn’t have a pre-existing condition clause. Policies with this clause won’t pay for problems that existed prior the policy’s effective date.
- 3). Obtain a price list from your dentist’s office before going to an appointment. Additionally, ask for a usual customary and reasonable, or USR, list from your dental insurance carrier. Insurance policies with a USR clause have set prices and won’t pay more than what is on their price list. Comparing your dentist’s prices to those on the insurance provider’s list will help you save money and avoid surprises.
- 4). Ask your dentist to see a copy of an independent national fee survey to ensure that his prices are competitive.
- 5). Inquire about all your options when your dentist recommends a procedure. For example, if you need a tooth replacement, there are four different methods, which differ in price.
- 6). Find out whether local anesthesia is enough if your dentist recommends sedation. This is another way to save money at the dentist’s office, since there generally is no fee for local anesthesia, while sedation is relatively expensive.
- 7). Practice preventive care by brushing and flossing your teeth regularly. Eat healthy foods and make sure to consume enough vitamin C for healthy gums. Vitamin C deficiency leads to soft, mushy gums and gum disease. These measures can help you save money by helping to prevent certain dental procedures.
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