Driving without insurance in Minnesota - 101
Driving without insurance in Minnesota is illegal. Everyone must have a proof of insurance when driving a vehicle in Minnesota.
There are no accurate statistics, but insurance experts state that one in six drivers in Minnesota is uninsured. Most blame the state of United States economy because increase in jobless figures means increase in the number of uninsured drivers. Even though, the state doesn't perform checks on all drivers, the chance of you getting caught is extremely high if you at fault in an accident.
If caught without insurance and you are not the owner of the car, a notice will be given to the owner who will have to show a proof of insurance. After receiving the notice, the owner has ten days to comply. An owner who fails to provide a proof of insurance is guilty of a misdemeanor.
The penalty for driving without insurance may vary, depending on the circumstances.If it is your first offence, it will be considered a misdemeanor crime.It will be regarded as a gross misdemeanor, if you have had similar violations in the last ten.
In same occasions you may be allowed to produce a proof of auto insurance before appearing in court. You may still be fined anything between $200 and $100 even if you provide a proof of insurance.You may be given up to 90 days of jail by the Court. Your license may be suspended and your registration revoked.
Your penalties may be reduced if you obtain insurance before your court date, but do check with the Court if that may be the case.
The truth is that because uninsured drivers are not contributing to a pool of cash to cover crash costs, insured drivers end up paying higher rates. Apart from being illegal, driving without insurance is also immoral. If you can't afford car insurance you should not be driving.
Find out more about driving without insurance and SR22 insurance.
There are no accurate statistics, but insurance experts state that one in six drivers in Minnesota is uninsured. Most blame the state of United States economy because increase in jobless figures means increase in the number of uninsured drivers. Even though, the state doesn't perform checks on all drivers, the chance of you getting caught is extremely high if you at fault in an accident.
If caught without insurance and you are not the owner of the car, a notice will be given to the owner who will have to show a proof of insurance. After receiving the notice, the owner has ten days to comply. An owner who fails to provide a proof of insurance is guilty of a misdemeanor.
The penalty for driving without insurance may vary, depending on the circumstances.If it is your first offence, it will be considered a misdemeanor crime.It will be regarded as a gross misdemeanor, if you have had similar violations in the last ten.
In same occasions you may be allowed to produce a proof of auto insurance before appearing in court. You may still be fined anything between $200 and $100 even if you provide a proof of insurance.You may be given up to 90 days of jail by the Court. Your license may be suspended and your registration revoked.
Your penalties may be reduced if you obtain insurance before your court date, but do check with the Court if that may be the case.
The truth is that because uninsured drivers are not contributing to a pool of cash to cover crash costs, insured drivers end up paying higher rates. Apart from being illegal, driving without insurance is also immoral. If you can't afford car insurance you should not be driving.
Find out more about driving without insurance and SR22 insurance.
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