Revitalization Areas

• Most grants for buying home are limited to homes in revitalization areas. These are areas with traditionally low or moderate family incomes, and where there are a large percentage of renters.
  
  

First-Time Homebuyer

• Many state grant programs have a "first-time homebuyer" requirement. This requirement usually limits applicants to individuals or families that have not owned a home in the last three years. Some cities have programs for people who wish to purchase foreclosed homes.
  
  

Veterans Administration

• The Veterans Administration Loan Guaranty Service can save qualifying veterans significant amounts of money by reducing closing costs and interest rates by guaranteeing a portion of their home loan.
  
  

Good Neighbor

• The Housing and Urban Development Good Neighbor Next Door Sales Program provides houses at a 50 percent discount to law enforcement, teachers, firefighters and paramedics.
  
  

Finding Grants

• You can search for grant opportunities you may qualify for by visiting the Grants.gov housing section, or by contacting a representative at your local Housing and Urban Development office.