Single-family Standard Loan Limit

• Carroll, Cheshire, Coos and Sullivan counties all enjoy a standard FHA loan limit of $271,050 for a single-family dwelling.
  
  

Single-family Higher-cost Areas

• The FHA mortgage loan limit for higher-cost areas in New Hampshire begins with Belknap and Grafton counties, which for a single-family dwelling is capped at $281,250. Merrimack County has a limit of $302,500. In Hillsborough County, the loan limit increases to $402,500. Rockingham and Strafford counties top the FHA loan limit for the state at $523,750.
  
  

Standard Limits for Multifamily Units

• For multifamily dwellings in Carroll, Cheshire, Coos and Sullivan counties for two, three and four-unit family dwellings are $347,000, $419,425 and $521,250, respectively.
  
  

Higher-cost Area Multifamily Units

• In Belknap and Grafton counties, the two, three and four-unit loan limits are $360,050, $435,200 and $540,850, respectively. In Merrimack County the limits for a two, three or four-unit dwellings are $387,250, $468,100 and 581,750. Hillsborough County has limits of $515,250, $622,850 and $774,050. Rockingham and Strafford counties top the list for multi-family dwellings at $670,500, $810,450 and $1,007,200.