It is said that the most common factor responsible for a marriage ending is, money.
A strong bond between a loving couple is truly tested when they have to make the finances work together.
It is alright to have more than one account after marriage and it is probably best this way.
A joint checking account should be created to house all funds that will pay bills to ensure there is equal responsibility in the relationship.
It is important to work together on finances and split the bills right down the middle when possible.
Come up with a budget spreadsheet.
If you need help most computers come with programs that have sample budgets.
Once you have your budget and know that all the bills are taken care of with designated funds, it is time to set aside for savings.
Ideally 15% of a couple's income should go into savings.
The savings account should also be accessible by both.
Sit down and discuss together the purpose of the savings and under what circumstances it is to be accessed.
By doing this you are not only preparing for the future but building trust.
Individual checking accounts can remain open and give both parties a feeling of independence.
Separate funds are convenient to have for holidays, birthdays and anniversaries.
It is also reassuring to know there is a little extra money available for spending.
By managing funds like this, at least in the beginning, a couple can learn to work as a team while continuing to enjoy the freedom of individual accounts.
Make sure there are always extra funds available to set aside for savings and try not to let finances break you.