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Qualifying for Social Security Disability Benefits

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Those who are disabled and unable to work on a full-time basis may qualify for social security disability benefits. Here we take a closer look at this.

If you suffer from a disability then you may be eligible for social security disability. In a nutshell social security disability is exactly as it sounds, it is benefits for individuals who suffer from disabilities of many different kinds. The Social Security and Supplemental Income disability programs are one of the largest of the numerous federally funded programs that provide financial assistance for those who are living with a disability. The Social Security Administration provides funds to those who qualify for this program. Eligible applicants must meet specific medical criteria in order to qualify to receive money through this plan.

There is more than one program available to those who live with a disability. Social Security Disability Insurance pays benefits to those individuals and their family members who are deemed as being "insured." In other words you must have worked for a specified number of years and have paid Social Security taxes. There is also the Supplemental Security Income which pays out benefits to individuals according to the financial needs they have and that can be demonstrated on their applications.

If you decide to apply for either disability program you need to provide some medical information about yourself as well as some other personal information on your application. Once your information has been received it will then be decided whether you qualify under the Social Security's definition of what a disability is.

Not everyone who applies will be approved for the social security disability. There is an Internet appeal process you can use as a beginning point if your application is declined. What this appeal does is it makes it possible for a review of the decision about your eligibility requirements to be looked at. If you were turned down because of medical reasons then you must fill out and submit the Appeal Request and Appeal Disability Report that can be found online. On this report you will need to update your medical information such as tests you have had and any treatments you may be receiving.

If on the other hand you were turned down for non-medical reasons then you should get in touch with your local Social Security Office. You can request that they review your application and you can find out what is involved in appealing the decision.

For some people hiring a lawyer to help them to apply for social security disability benefits is a smart choice to make. Applying for these benefits may seem straightforward but it can end up being more complicated than many people realize.

This benefit is available to those who are disabled and have paid into the system. It is also worth noting that both widows as well as widowers qualify to claim benefits for disabilities that are based upon the benefits paid by a spouse who has passed on.

The test of whether a person has a disability and qualifies for the social security disability has to do with whether the individual exhibits a severe physical or mental health condition that makes it impossible for them to be employed on a full-time basis. The disability the applicant has must be one that lasts for at least 12 consecutive months.
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