How to Get Health Insurance in NYS
- 1). Ask someone in your human resources department at work if you are eligible for health insurance. If so, you can submit your application and have your premiums automatically withheld from your paycheck. Typically, only full-time employees are eligible for company-sponsored health insurance.
- 2). Use a local insurance agent or an online website, such as eHealth Insurance, to get quotes for health insurance plans in New York. Some of the insurance carriers offering health insurance in New York state include Atlantis Health Plan, Oxford Health Plan and Empire BlueCross BlueShield. If you accept a quote, you must usually pay your first month's premium in advance.
- 3). Visit your local department of social services to apply for Family Health Plus, the low-income state health plan. You can find a list of social services locations on the New York State Department of Health website (see Resources). You can only complete the application in-person. Qualifications depend on your family size and income. To apply, you need your Social Security number, a lease or utility bill bearing your home address and proof of income, such as a pay stub.
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