Did you just leave your employer and are worried that you will not be able to cover yourself and your family with health insurance? Are you worried that without coverage you will rack up all kinds of unpaid medical bills? There is a solution and it is short term health insurance.
Here is what it can do for you.
When you leave or get let go from an employer they have to offer you an option to keep your health insurance for a short period of time.
Usually this short term is about 3 to 6 months, which should give you enough time to start a new job and get on their health insurance or find new health insurance for your family.
You need to ask your employer about what options they offer when they let you go or you quit.
Usually it is called COBRA, but it varies from one company to another.
You will have to cover any portion that they were paying for you, but it will still be more affordable than the alternatives and you will be able to protect your family and yourself.
If you are quitting for another job this is a great option for you because most new jobs require 90 days on the job before they will allow you to take advantage of benefits.
Without knowing your options that could be a very stressful time period where you are just hoping that nobody in your family has an accident or comes down with a serious cold.
You can extend your insurance to cover your family during this period so you don't have to worry about it.
Now you know the options that you have if you are fired or quit your job.
Make sure to ask your employers what they use for extending your short term health insurance to cover you.
Also find out what the total price is going to be each month so that you can budget correctly.