How to Choose Health Insurance in Australia
- 1). Decide what kind of private health cover you require. You can purchase a hospital-only insurance plan or add on extras such as dental, optical and ambulance. The Australian Government offers a 30 per cent rebate on the cost of your private health cover and you can factor this into your budget.
- 2). Compare private health plans. You can use a broker website, such as iSelect, or use the comparison tool on the government's Private Health website. Ensure you are looking at the same packages of coverage when making comparisons.
- 3). Determine the plan that best suits you and/or your family's needs and budget. If you are a young single person or a young couple and you don't need pregnancy and birth services, for example, there are special levels of coverage available for you. You can upgrade your health plan to suit your changing lifestyle in the future.
- 4). Contact the provider of your chosen plan to make arrangements for coverage. You may also use an insurance broker to arrange coverage for you.
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