Filing bankruptcy is not that difficult, particularly when using professional help, what is difficult however is reaching the decision to file bankruptcy and endure the process and the aftermath.
So how do you file bankruptcy with the least amount of stress? There are a couple of ways to file your bankruptcy petition, one way is to do it yourself, by visiting the US Courts website and downloading the necessary paperwork, following instructions and properly filling out the forms, then taking the required debt counseling courses and submitting your case to your local bankruptcy court and hope you don't get denied due to errors you may have made while filing your own case.
Filing bankruptcy alone is difficult and never recommended.
A couple of years ago bankruptcy laws changed to make it harder for people to qualify for bankruptcy, so now it is very easy for self-filers to make mistakes and get denied, this often results in you not being able to file again for some time, extending your troubles of not being able to pay your creditors.
The most effective way to file bankruptcy is without question to hire professional help.
The bankruptcy code is full of specific laws that require experience and knowledge in legal procedures to execute properly.
Yes you can file alone and succeed but not without a lot of work.
So if you're considering this option and are asking yourself "How do I file Bankruptcy?" The best answer is for you to start searching for a bankruptcy attorney in your local area.