Are you looking for a credit card and don't want to wait weeks for a decision to come to you in the mail after you fill out an application? Then you're lucky you're living in the age of the Internet.
The Internet has now made it possible for you to get an instant decision on credit by filling out instant credit card applications online.
These applications can be filled out right over the Internet and you'll get a decision back on whether you've been approved for credit in mere seconds, not weeks or longer.
You'll also get your card in the mail pretty quickly.
You can find an instant card application fairly easily simply by searching for the term online.
You'll get hundreds of results.
Some will be from credit issuing banks directly, while others will be from companies that will match you with the best credit offer for you.
It's up to you to decide which website you're the most comfortable with applying on, but be sure to always look for sites that promise a secure application.
After all, you don't want to have your private information ending up all over the world in the hands of scammers.
Also, before you fill out that instant card application, remember that it will count as an inquiry into your credit history.
Each inquiry slightly lowers your overall credit score, so don't go applying for dozens of cards at a time, as this will look suspicious to lenders.
Instead, apply to maybe two or three cards at a time.
If you don't get approved for any of them, wait a few months, and then try again with credit card companies with lower entrance standards.
You'll have better luck with sub-prime cards, as these companies specialize in providing cards to people with bad or no credit.
You can also fill out instant credit card application forms online for secured cards that allow you to create your own limit by depositing the amount you want as your limit.
These cards report to the credit bureaus to help you raise your score, and nearly anyone can qualify for one.