How to Open a Savings Account at Citizens Bank
- 1). Analyze your financial situation. Determine how much money you have to put away into a savings account. This will help you decide which type of account suits your financial needs best.
- 2). Review the six savings account options available from Citizens Bank. For example, a Personal Money Market Account offers high-interest yields but requires a minimum balance of $2,500 to open the account, as of 2010. A Circle Savings Account requires no minimum balance to open but has lower interest rates.
- 3). Visit a Citizens Bank branch and speak to a representative. Bring proof of identification and any required minimum deposit. Ask the representative to help you open a savings account. Fill out the application form and provide the deposit, if needed.
- 4). As an alternative, open a savings account over the Internet by visiting the Citizens Bank website. Fill out the Personal Deposit Account application (see Resources). The account should open within 24 hours, and Citizens Bank will send you a welcome kit within a week.
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