If you lose your mobile phone from damage, theft or just misplaced it, without mobile phone insurance you have lost it's value, that's why more and more people are investing in mobile phone insurance.

Mobile Phone Insurance will cover you from theft and damage, and as a no claims bonus they will give you a free battery or even a free mobile phone replacement at the end of your contract, but smart people wont just go for the deals, by shopping around you can find that the insurance for your mobile phone can be halved, so why pay more if you can get the same coverage for halve the price.

When you take up the offer of insurance you will normally get free mobile phone tracking, which work if someone steals your mobile phone, the first thing you do is inform your service provider, this will stop the thief from making long distance phone calls and charging your mobile phone. After which you go to the police station and make a report, this is required to make a claims back against your mobile phone insurance.

Your mobile phone insurance will cover you against unintentional and water damage, theft and fraudulent calls but will not cover you against intentional damage to your phone. However mobile phone insurance won't be able to provide coverage against loss of important dates and all your business contacts, photos of your kids birthday or video's, all they can offer you is the replacement of equipment without the financial burden.

Service Providers can give you heavy discounts when you sign up for a plan which ties you down for several years, but if you lose it to get the same phone will cost you the full price, why go though this pain when you can have mobile phone insurance which will take care of these problems.