Shopping for automobile insurance can be a bit overwhelming.
Trying to find the best automobile insurance rates can also be a challenge.
In addition, finding a company you can trust that offers a policy that falls in your price range may actually feel like looking for a needle in a haystack.
There are ways to find the best rates on automobile insurance in Maine.
The key is to know what you need and where to look for it.
Many automobile insurance companies give out free quotes to new and existing customers.
All it takes is a phone call and you'll have a general idea of what you would be expected to pay to insure your vehicle.
Each agent you contact will price your policy out based on the information you supply including your age, driving history, the make and model of the car and who else you'd like insured on the vehicle.
Most of us wait to contact insurance companies until we've finalized the purchase of a new car.
This typically isn't the best approach though as you may find that the car you've already bought costs a small fortune to insure.
Not all new cars are created equal in terms of car insurance.
Some have a stronger likelihood of being stolen and as such they cost more to insure.
A good rule of thumb is to ask about insurance costs on several cars you are interested in before you make a decision and actually purchase one.
This will give you a clearer picture so you can decide if the car and its insurance both fit comfortably within your budget.
Once you do have your car and you've chosen a prospective insurance company there is still one important step left.
Contact the Maine Bureau of Insurance for confirmation that the company you are planning on dealing with is indeed licensed to sell insurance in the state.
You don't want to invest a lot in a policy only to discover they aren't legitimate.