There is absolutely no need to fall prey into website scams just to keep track of your financial records as there are ways on how to order free credit report.
Aside from security and protection of your wallets, getting your annual financial records can also be done without hassle, fast, secure and most times free.
Equifax, TransUnion and Experian are credit bureaus authorized by law to grant disclosure of one's record each year without any charge.
Under provisions of the Fair Reporting Act (FCRA), there one is entitled to order free credit report by calling them toll free, sending a mail, or through the internet.
Phone requests are done by calling 1-877-322-8228 while mails should be forwarded to Annual Score Report Request Service, P.
O.
Box 105281, Atlanta, GA 30348-528.
Within 15 days, expect your free credit report to be delivered to you but there are a few other ways to get your credit report for free in very little time.
The last way on how to order free credit report is by going to specialised websites, wherein an applicant will be asked questions wherein only he or she will know, such as work history and social security number.
Sometimes credit card information is required, but not because you have to pay something.
You get like 30 days for free and after the trial period expires, you can cancel your account and you don't have to worry about any payment.
You will get a free report very fast, and you don't need to make any calls n'or go to any office because you will receive it online.