You work hard to support your family and give them the kind of lifestyle you can afford.
But you can't afford to overlook the most important decision you can make to ensure that your family will not be left having to give up the life they are used to when you are not there to provide it for them.
You might hear of widows that follow close behind their late spouses because they cannot live without them.
This may sound romantic, but it is a sad commentary on a grim reality in too many cases.
The worst thing you can do to a spouse who depends on you for a living is to make it too hard for them to survive without you.
If you have children or are planning to have a family, protecting them from the possibility of not being able to provide for them is even more crucial.
But don't wait until the need is apparent before you act.
Even if you are young and not thinking about such seemingly remote an event, now is the very time to start with the best life insurance product you can afford.
Buy your life insurance while you are still young and healthy, being a safer risk now rather than waiting until heath problems develop can land you a higher coverage and a lower premium.
And remember, insurance companies reward good health behaviors that are effective in reducing mortality rates.
So if you don't smoke, don't start; and if you do smoke, quitting is the best favor you can do for yourself that will have lasting benefits for the ones you love and care about.
Don't put off insuring that your family is protected...
leave a legacy of caring for the ones for whom you care.