Housing Assistance for Single Expectant Mothers
- Nonprofit organizations like Catholic Charities provide residential maternity homes for single expectant mothers. During the mom's stay in the maternity home, she receives help with prenatal care, childbirth classes and life skills training. The maternity home program may have age limit requirements that applicants must meet. The program typically requires girls to perform weekly chore duties, prepare meals and attend school or work. Once the mom delivers her baby, the maternity home provides follow-up, and can help the mom transition into permanent housing.
- The Second Chance Homes Program allows teenage single moms to live in a safe environment and receive supportive services to help them get on the road to self-sufficiency. Girls between the ages of 14 and 22 are eligible to receive help. The housing is in an adult-supervised group home setting. The mom must agree to obtain her GED or high school diploma to participate in the program. While living in the home, the mom can receive help with child care, health care, job-skills training and parenting classes.
- The Section 8 Housing Choice Voucher Program helps low-income families pay for a portion of their rent. Low-income single expectant mothers can apply for a Section 8 voucher. The mom's income cannot exceed 50 percent of the area's median income to qualify for rental assistance. The mom pays 30 percent of her income toward rent. HUD pays the remaining portion of the rent. Section 8 voucher recipients have the opportunity to achieve homeownership with their voucher. Once the mom has the baby, she can apply to convert her rental assistance payment into a mortgage subsidy. She pays 30 percent of her income toward the monthly mortgage. She must have a steady source of income that does not include welfare assistance to obtain a Homeownership Voucher.
- HUD also provides rental assistance to low-income families that live in federally assisted public housing units. All the tenants that live in these buildings are required to pay 30 percent of their income toward rent. Pregnant women are eligible for a federally assisted housing unit if their income does not exceed 80 percent of the area's median income. Multifamily public housing may offer after-school programs for children who live in the complex. The mom will receive a rental subsidy as long as she continues to meet eligibility requirements and remains in the public housing complex.
Maternity Home
Second Chance Homes
Section 8 Housing Choice Voucher
HUD Public Housing
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