When you apply for an auto insurance, you do not just go for the first one that makes an impression.
Like all other things that you shop for, you compare the prices and characteristics of the products and choose the one that shows to be reasonable and efficient.
And not just because two or more quotes have the same coverage amount that you can apply for any of them.
Try to gauge each by making observations and asking questions.
This means that you shop not only for how much coverage you need, but most importantly for what it covers.
Knowing what the coverage covers will help you in auto insurance comparison.
Your auto insurance agent would be helpful in answering the specific questions you are curious about.
Regarding auto deductible, it varies from $0-$1500 and premiums depend on this amount.
A very low deductible does not require you to pay an expensive price when you make a claim.
But the downside of a low deductible is you have to pay a high monthly premium.
The lower the deductible, the higher the monthly premium.
This applies vice versa when the auto deductible is high.
Discounts can also help you make a decision when comparing auto insurance quotes.
There are companies who offer discounts aside from the original cost, while there are some do not offer such perks.
You can definitely save a lot of cash when you avail of these discounts.
Companies who offer discounts will stand out in your line of choices.
But still, do try to research about their coverage, deductibles, and premiums.
Having enumerated the things above, this will help you do your comparison and finally arrive at your best choice.