If you are planning a trip and have a group of family and friends going, it's a good idea to use your communal buying power and select an insurance policy that gives you a group travel insurance discount.
Taking a trip overseas can cost a bundle when adding up everyone's fares and accommodation, and the last thing you want is for the bulk of you to be insured but have one person in your group decide not to be, and then have to help that person try and sort anything out if they are sick or injured, because they weren't covered.
Taking out a policy that covers you all means you can have peace of mind and know you're all covered no matter what.
You can decide together as a group which benefits are the most important and then know that you all have the same contact details, and your claims are connected if you need to have more than one person see a doctor or receive emergency care.
This is, of course, a great idea for sporting teams or school trips.
Being able to offer a streamlined service to a large group means that you, as a chaperon to a group of teens or young adults, can help manage any unexpected situation.
Group travel insurance can make looking after a few sick teens overseas a much easier proposition.
Getting the discount is one of the benefits of travelling in a large group.
It can be a good idea to arrange this type of cover instead of relying on a tour organiser to do it.
This way you know you're covered by someone independent of the bookings, and if anything happens you don't need to worry about whether the tour company has compromised your safety.
The amount you save will depend on the number of people using the service.
For some companies there is one discount for groups over ten people, and then another level of discounts that set in after a higher number is reached.
It's a good idea to ask for a quote, as it does depend on the length of your stay, the countries you are visiting and the age of your travellers.
Once you've got a quote the next step is to collect all the information you need for each traveller.
Some companies will allow each person to pay separately, and others will expect a lump sum payment.
Find out what the company you are looking at prefers, and then complete the process.
You'll be ready to travel, assured your group travel insurance has got you covered.