How to Find Out If the Deceased Had Employee Life Insurance Benefits
- 1). Contact the human resources department of the former employer to inquire about whether or not the deceased had life insurance through the company. The human resources department will likely limit the release of this information to immediate family members of the deceased, such as the spouse, parents, or children.
Note that many employers only offer "Term" life insurance policies, which means the insurance is only good for an established period of time. If your deceased relative retired from the company, quit the job, or was terminated before she died then it is highly possible that he is no longer insured through the employer. - 2). Review any recent paycheck stubs of the deceased employee. If the employee was paying for employee life insurance through payroll deductions, the deductions will appear on his stubs.
- 3). Check the banking and checkbook records of the deceased relative. His bank transactions may show payments being made to the life insurance company along with the name of the company.
- 4). Speak with individuals who knew the deceased to find out whether she ever spoke of having employee life insurance policy and if she mentioned who the insurance provider was.
Source...