Purchasing a new vehicle can be one of the most thrilling experiences of your life.
The decision you make will be one that you have to live with for a very long time because the days of buying a new car every year when the new models come out are over.
Our economy is so bad these days that we have to stick with the same car for years now so you want to make the correct decision when you purchase a car.
It's kind of like a woman trying to pick out a wedding dress for her most important day and she has to try on hundreds of dresses before she finds just the right one for her.
There are now so many different cars to choose from, so, which model and make do you want? What features are you looking for? You need to think about all of these things before you go out to actually shop for the car.
You need to gather your family around the dining room table and start making up a list of everything you all want and need from a new car.
Some of the more important things to take into consideration are: how will you be using your car, for work or as a family car; how many passengers will you usually transport on a day to day basis; how often will someone be driving the car and who will be driving the car the majority of the time; and where will the car be driven and where will it be parked at night.
The most important features you should look in a new car are any safety features.
Some of the safety features that you should consider are anti-lock brakes, a security system, air bags, etc.
Your auto insurance will give you more discounts on your premium the more safety systems you have on your car.
Depending on the size of your family, you might want to consider if the car is roomy enough inside, this could be very important if your family consists of growing children.
There are the normal things that you would think about when purchasing a car such as the transmission type, you certainly don't want a stick shift if you have to drive in stop and go traffic every day.
And, if you take a lot of road trips you want to make sure you have a trunk large enough for your luggage.
One of the most important things to consider when purchasing a new car is how much auto insurance you will have to pay.
You might want to call your agent and asked which cars cost the most to insure.
Also, discuss the replacement values of the vehicles you are considering and if they are expensive to repair.
These all factor into your monthly insurance premium along with the safety features on the car.
You are equipped with the list you got from your insurance agent about which cars cost more to insure now you must think about how much you can afford to pay for a down payment, if you don't have a trade-in car and for the monthly payments.
You want to keep the monthly payment well within your budget.
You should also make sure that the car you're buying will get good gas mileage because of the ever rising cost of gasoline.
Now that you know what you want you can go on the internet and do some comparing between the different vehicles you are considering.
Don't forget to take into consideration the car insurance premium when figuring the monthly payments you will be making.
You have all the information you need to intelligently purchase a new vehicle for your family now it's time to head out to the car dealerships.