If you choose a specialist broker to get your quotes from to compare then you could save a great deal of money on the insurance for your caravan quote.
Another plus of going with a broker to find the quotes is that they will come with the key facts document.
This is an essential part of the insurance policy as it will tell you what the policy covers and what exclusions there are in the insurance policy.
When comparing the cost of insurance for your mobile home you would have to ensure that the caravan quote includes insurance for such as flood and storm damage.
If you plan on leaving your caravan at a static site year round, storm damage could come in very handy with the caravan being exposed to the elements.
Storm damage may be included in with the quote but some insurance companies could charge more for this.
When comparing ensure that you are comparing like for like.
This means the policy asks for the same amount of excess from you and would payout the same sum for any one item and any other limits imposed are the same.
It can be easy to look at a caravan quote for insurance that has special offers included in it and compare others against it.
As all quotes should come with the key facts they should make it relatively easy to compare.
Check to see if the policy would provide you with new for old cover.
As, if in the worst case scenario you should lose your motorhome entirely - say if it was damaged beyond repair - you would get a brand new model if yours was a relatively new model.
All providers would of course state terms and exclusions to this such as being under a certain age limit so you also need to check this before taking the cover out.
If the policy were to provide market value cover then you would get the current value so therefore when insuring take into account all the accessories that come with the caravan.
Such items could include steps and awnings.
If you do whatever you can to ensure that your caravan remains safe at all times then you could get cheaper insurance.
You could install security features such as an immobiliser, door and window locks, steering locks and a tracking device.
Simply by installing a tracking device you could save a great deal of money alone as it would be easier to find the caravan if it should be stolen.
If you offer to pay more for the excess then your caravan quote for insurance would work out cheaper.
All providers would state that you have to pay a certain amount of excess but by paying over the odds the monthly premiums would come down.
However you would have to weigh up the fact that if you needed to make a claim on the insurance policy you would have to find the lump sum you agreed to pay before the insurance company would take over.