Better Business Bureau Affiliation

• Credit consolidation companies registered with the Better Business Bureau (BBB) and in good standing will usually have the BBB logo present on their website. This can be an important distinction among providers.
  
  

Services Offered

• This is the most critical aspect of evaluating providers. Each consolidation company should offer extensive information on what types of programs they offer. Compare services.
  
  

Education

• If there is a lot of helpful educational information regarding repairing credit on a company's website, that is a good sign.
  
  

Payment Plans

• Some websites allow you to enter in your total debt burden and get an approximate payback amount and time frame. Make note of, and compare, these amounts between companies.
  
  

Customer Service

• Make an effort to communicate with a customer service representative or credit counselor online. If it takes them a few days to get back to you via Internet, they may be a swamped company overall and might not give much regard to your finances as a future customer.