Prepaid Visa Card, a credit card without interest charges!
Why You Should Be Using A Prepaid Visa Card
Nowadays there is just no getting around the need for a credit card. If you want to look at how to run them or purchase concert tickets, then you are going to need one. It's a reflection of our times, though that not everyone has the credit score to qualify for a credit card.
Luckily all can be easily fixed by getting a Prepaid visa card.
These cards work on a very simple process. You purchase the card for a nominal fee and then load it with the amount you want on the card. It is then ready for immediate use. You can not spend more than you have on the card, so you can't go into debt with it.
Just like a regular credit account, your prepaid can be used anywhere that a regular Visa card is accepted. As long as the retailer accepts Visa, they will accept this card. There are several options when reloading the account. It can easily be reloaded online in the majority of cases. If you find you need extra cash in your account to make a purchase, it only takes a few minutes to put more money into your account.
Using the prepaid solution is definitely safer than carrying cash. If your card is lost or stolen your bank account is protected since it is not connected to it. This means your checking or savings account is still safe if the card goes missing.
By using the prepaid option you will save a bunch of money by not paying high interest rates, especially if your credit is not perfect. Those individuals with low credit scores can pay nearly 30% in interest charges on a regular credit card account. People with less than great credit are considered high risk, so they are interest rates are much higher.
As you can see, the benefits of using a prepaid Visa card make it a very attractive way to make purchases. You have all the advantages with none of the risks of a regular credit card. Not only are you not racking up high interest rates, you are actually more in charge of your personal finances.
Nowadays there is just no getting around the need for a credit card. If you want to look at how to run them or purchase concert tickets, then you are going to need one. It's a reflection of our times, though that not everyone has the credit score to qualify for a credit card.
Luckily all can be easily fixed by getting a Prepaid visa card.
These cards work on a very simple process. You purchase the card for a nominal fee and then load it with the amount you want on the card. It is then ready for immediate use. You can not spend more than you have on the card, so you can't go into debt with it.
Just like a regular credit account, your prepaid can be used anywhere that a regular Visa card is accepted. As long as the retailer accepts Visa, they will accept this card. There are several options when reloading the account. It can easily be reloaded online in the majority of cases. If you find you need extra cash in your account to make a purchase, it only takes a few minutes to put more money into your account.
Using the prepaid solution is definitely safer than carrying cash. If your card is lost or stolen your bank account is protected since it is not connected to it. This means your checking or savings account is still safe if the card goes missing.
By using the prepaid option you will save a bunch of money by not paying high interest rates, especially if your credit is not perfect. Those individuals with low credit scores can pay nearly 30% in interest charges on a regular credit card account. People with less than great credit are considered high risk, so they are interest rates are much higher.
As you can see, the benefits of using a prepaid Visa card make it a very attractive way to make purchases. You have all the advantages with none of the risks of a regular credit card. Not only are you not racking up high interest rates, you are actually more in charge of your personal finances.
Source...