Most people are not thinking about divorce on the day they get married.
They are sure there is no way they will get a divorce, but sometimes they do.
So many people get married every day, but over half of the US people is divorced.
At first, you may not care if one of you has bad credit, but eventually there are bound to be issues with it.
Bad credit could ruin a relationship even before the wedding.
Some people vindictively go out of their way to make sure their ex will be paying for their debt for a long time.
If your spouse has bad credit, you are not responsible for it unless it is a joint account that you both signed up for.
As a couple it is more difficult to get any kind of credit if one of you has anything bad on your credit report.
Some of your joint applications could be refused.
Before you get married you need to discuss finances.
Money problems are the biggest reason why most marriages end in divorce.
Many couples do not discuss financial issues hoping they will get better on their own.
Planning ahead for this situation in a relationship can't hurt and can improve a couple's communication.
Both of your credit reports should be accessed and then you should get together to specifically discuss them.
After discussing your debt, you will need to hire a professional to help you with your debt issues.
You may be able to simplify things by getting the advice of a professional that you can trust and who won't gloss over the details.
If you both cannot agree on a problem, you will have your debt manager's contact number and you can suspend the argument.
Then there is the divorce.
If your divorce is friendly (which is sometimes possible), you will still have feelings of hatred for your ex at some point.
This is normal.
After all, if you got along well enough to have no such feelings of anger, why would you be getting a divorce to begin with? You have to look out for yourself after you are divorced.
You need to let the credit agencies know if there should be any changes in your file, such as getting married, legal separation, or a divorce.
They will get all of the information for both of you and will help you make separate transactions.
Make sure that anyone that you owe a bill to knows your current mailing address.
For some unknown reason, divorced people seem to enjoy throwing away the other's mail.
Joint accounts should always be closed in a divorce and, if at all possible, all debts should be paid in full.
If during your marriage you have become liable for a lot of debt, you should get a plan in writing from your attorney on how to get it paid off during the divorce.
In a divorce everything has to be written; nothing else is considered legally binding.
Your marriage may be over, but your credit problems will not be if you're not careful.
Even if you were head over heels in love, you still need to look out for yourself.
It seems kind of mean, but you will be glad that you did in the end.