Frequently Asked Questions About Visitors Insurance
If you want to protect yourself against a possible catastrophe while traveling, you definitely need a special type of insurance. The reality is, most people who purchase visitors insurance do not have to use their policy. Simply put, the majority of people who travel do not get seriously sick or seriously injured. But, for those who do, visitors insurance is the only thing standing between them and financial hardship.
Most likely, your health insurance will not cover you when you travel abroad. When your insurance company refuses to pay doctors and hospitals, guess who is stuck with the bill? You!
Even if you are in good health, don't count on your good health being what will keep you out of the hospital while you travel. For one, no one knows when their body may suddenly show a sign of an unknown disease. Beyond that, there is always the possibility of being involved in some type of accident that would require you to seek medical care; food poisoning, a car accident, a fall down the stairs, etc. You have no guarantee that you will not be the victim of someone else's carelessness. Even something as small as a broken bone would bring about oppressive medical bills.
When you travel it is nice to bring things back home with you-souvenirs, trinkets, and keepsakes-if you travel without an insurance you may end up bringing back a large amount of debt.
Is Visitors Insurance Expensive?
No! For pennies on the dollar you can insure yourself against financial ruin. The fact that so few people ever have to actually use their policy keeps visitors insurance premiums low.
Also, think of it this way: compared to the risk you would take without an insurance, purchasing visitors insurance is extremely inexpensive!
Where do I find medical insurance for visitors to the USA?
There are a variety of companies that specialize in providing medical insurance for visitors to the USA. A few minutes searching online quickly yields many options. Any time spent researching a few different companies is well worth it.
What if I have to use my policy? Will they be able to help me?
Of course! After all, this is what they do! Companies that offer insurance specialize in bringing quality customer service to those international travelers who find themselves in need of assistance. For instance, if you purchased medical insurance for visitors to the USA, you would receive assistance from professionals who were not only familiar with healthcare in the United States, but who also spoke your language and would be able to assist you in your time of need.
Can I still get visitors insurance if I have already left my native country?
Yes! Visitors insurance can be purchased even when you have arrived in your destination.
How long does visitors insurance last?
In short, as long as you need it to. You can purchase short-term or long-term policies-from days to years. However, if you are going to be visiting for an extended stay or relocating, you may want to talk to your insurance company about other international insurance options.
Most likely, your health insurance will not cover you when you travel abroad. When your insurance company refuses to pay doctors and hospitals, guess who is stuck with the bill? You!
Even if you are in good health, don't count on your good health being what will keep you out of the hospital while you travel. For one, no one knows when their body may suddenly show a sign of an unknown disease. Beyond that, there is always the possibility of being involved in some type of accident that would require you to seek medical care; food poisoning, a car accident, a fall down the stairs, etc. You have no guarantee that you will not be the victim of someone else's carelessness. Even something as small as a broken bone would bring about oppressive medical bills.
When you travel it is nice to bring things back home with you-souvenirs, trinkets, and keepsakes-if you travel without an insurance you may end up bringing back a large amount of debt.
Is Visitors Insurance Expensive?
No! For pennies on the dollar you can insure yourself against financial ruin. The fact that so few people ever have to actually use their policy keeps visitors insurance premiums low.
Also, think of it this way: compared to the risk you would take without an insurance, purchasing visitors insurance is extremely inexpensive!
Where do I find medical insurance for visitors to the USA?
There are a variety of companies that specialize in providing medical insurance for visitors to the USA. A few minutes searching online quickly yields many options. Any time spent researching a few different companies is well worth it.
What if I have to use my policy? Will they be able to help me?
Of course! After all, this is what they do! Companies that offer insurance specialize in bringing quality customer service to those international travelers who find themselves in need of assistance. For instance, if you purchased medical insurance for visitors to the USA, you would receive assistance from professionals who were not only familiar with healthcare in the United States, but who also spoke your language and would be able to assist you in your time of need.
Can I still get visitors insurance if I have already left my native country?
Yes! Visitors insurance can be purchased even when you have arrived in your destination.
How long does visitors insurance last?
In short, as long as you need it to. You can purchase short-term or long-term policies-from days to years. However, if you are going to be visiting for an extended stay or relocating, you may want to talk to your insurance company about other international insurance options.
Source...