United India Insurance-Health Insurance
United India Insurance is one of leading general insurance companies in India, offering a various insurance solutions to the customers. It offers a range of exclusive health insurance for individuals, families and groups. It includes Family Medicare, Gold, Platinum, Senior Citizen, Super Top-up, Top-up, etc.
Family Medicare- A family health insurance policy which covers all family members under a single sum insured. It covers all individual aged between 18 years and 80 years. Dependent children above 3 months and up to 18 years can be covered, if one of parents is covered concurrently. The minimum sum insured is Rs.50,000/- and maximum is Rs.10Lakh.
Gold Plan- This policy is a specially designed for the individual who is in the age group of 36 years to 60 years. Dependent children above 3 months can be covered, of one parents is covered concurrently. The sum insured ranges starts from Rs.1Lakh to Rs.5Lakh.
Platinum Plan- The policy covers individuals aged group between 3 months and 35 years. The sum insured ranges starts from Rs.1Lakh to Rs.5Lakh.
Senior Citizen Policy- A policy specially designed to cover the senior citizens of India. It covers individual above 60 years of age. The sum insured ranges starts from Rs.50,000 to Rs.3Lakh.
Top Up and Super Top Up Policy- These policies are available for individual with entry age up to 80 years. The maximum sum insured is Rs.7Lakh.
The cover is provided for in-patient hospitalization expenses for a more than 24 hours of hospitalization. It includes room rent, boarding and nursing expenses provided by the hospitals/nursing home. It also includes nursing care, RMO charges, IV fluid/blood transfusion/injection administration charges, etc. another expenses such as surgeon fees, anesthetist fees, consultant fees, medical practitioner, specialist fees, anaesthetics, blood, oxygen, operation theatre charges, surgical appliances, diagnostic materials, cost of medicines and drugs, x-ray dialysis, chemotherapy, radiotherapy, artificial limbs, pacemaker, etc. Pre and post hospitalization expenses are also covered.
There is no claim bonus of 5% on sum insured for every claim free year. It also offers family discount of 5% on total premium amount.
Family Medicare- A family health insurance policy which covers all family members under a single sum insured. It covers all individual aged between 18 years and 80 years. Dependent children above 3 months and up to 18 years can be covered, if one of parents is covered concurrently. The minimum sum insured is Rs.50,000/- and maximum is Rs.10Lakh.
Gold Plan- This policy is a specially designed for the individual who is in the age group of 36 years to 60 years. Dependent children above 3 months can be covered, of one parents is covered concurrently. The sum insured ranges starts from Rs.1Lakh to Rs.5Lakh.
Platinum Plan- The policy covers individuals aged group between 3 months and 35 years. The sum insured ranges starts from Rs.1Lakh to Rs.5Lakh.
Senior Citizen Policy- A policy specially designed to cover the senior citizens of India. It covers individual above 60 years of age. The sum insured ranges starts from Rs.50,000 to Rs.3Lakh.
Top Up and Super Top Up Policy- These policies are available for individual with entry age up to 80 years. The maximum sum insured is Rs.7Lakh.
The cover is provided for in-patient hospitalization expenses for a more than 24 hours of hospitalization. It includes room rent, boarding and nursing expenses provided by the hospitals/nursing home. It also includes nursing care, RMO charges, IV fluid/blood transfusion/injection administration charges, etc. another expenses such as surgeon fees, anesthetist fees, consultant fees, medical practitioner, specialist fees, anaesthetics, blood, oxygen, operation theatre charges, surgical appliances, diagnostic materials, cost of medicines and drugs, x-ray dialysis, chemotherapy, radiotherapy, artificial limbs, pacemaker, etc. Pre and post hospitalization expenses are also covered.
There is no claim bonus of 5% on sum insured for every claim free year. It also offers family discount of 5% on total premium amount.
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