Effects

• AD/HD in adults is associated with a number of money management problems. Effects of the disorder on finances include impulsive purchasing, lack of savings, high credit card balances, and disorganization leading to bounced checks and unpaid bills.
  
  

Time Frame

• According to the National Resource Center on AD/HD, establishing goals for short-, medium- and long-term time frames is the first step for an AD/HD adult to begin gaining control of his finances.
  
  

Prevention/Solution

• Curbing impulsive purchases is a major problem for AD/HD adults. Reduce impulsive spending by not carrying credit cards or large amounts of cash. AD/HD adults need to force a time gap between the impulsive desire to purchase and an actual purchase. This time gap allows them to think the purchase through.
  
  

Considerations

• A budget or other system for managing the flow of money is a major consideration. AD/HD adults need to have a process to prevent procrastination and disorganization out of financial management.
  
  

Misconceptions

• AD/HD does not need to spell financial doom. Many AD/HD adults manage money successfully through awareness of the difficulties the disorder presents, and establishing systems to work around their specific issues. AD/HD does not present the same challenges to everyone with it effects.
  
  

Famous Ties

• AD/HD adults are noted for there creativity, not just their challenges. Successful AD/HD adults include Albert Einstein and Walt Disney.