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Health & Medical Insurance : Insurance

Federal Medicaid Guidelines

Established in 1965 as a part of the Social Security Act, Medicaid has since grown to provide health benefits to more than 42 million medically and financially needy individuals. Though the federal government implements guidelines for qualifying for Medicaid, each U.S. state has the ability to expan

How to Find Health Insurance in Texas

Approximately 25 percent of Texas residents are without health insurance, according to a 2010 Gallup poll. Shopping for health plans involves a number of critical variables including benefits provided, eligibility and cost, but it is impossible to compare plans without first knowing what is availabl

The 4 W’S of the Obamacare Individual Mandate

In shedding light on the individual mandate of the Affordable Care Act, also known as Obamacare, what, who and when questions need to be answered. Answers to these all important questions explain not only what ...

How Does Retirement Calculator Work?

As the name suggests, retirement calculator is a tool used in determining the money required to have a stable life in the old age. The tool which is readily available online takes in to account ...

Getting The Most Out Of Your Health Insurance Options

Health insurance can be quite complex. It really doesn't have to be, however. Throughout this article, you'll learn useful health insurance tips that will broaden your knowledge of this topic. This information can be quite ...

Reasons Medicare Advantage Can Turn You Down

Medicare Advantage allows coverage through private health insurance providers.Vicky Kasala Productions/Photodisc/Getty ImagesMedicare Advantage, also known as Medicare Part C, provides Medicare beneficiaries with health coverage through private health insurance plans, which the Medicare...

Medicare Spouse Benefits

The spouse of a retiring worker may receive Medicare benefits based upon his spouse's eligibility.golden years image by Robert Kelly from Fotolia.comThe spouse of a Medicare recipient is typically entitled to receive a certain amount of Medicare benefits themselves, depending on a number...

How to Get Help With a Health Insurance Issue

The whole purpose of health insurance is to protect yourself in the event of a catastrophic illness or serious accident. Unfortunately, many health insurance companies look for creative ways to avoid paying claims when those events occur. Knowing how and where to get help to appeal denied claims and

Family Uninsured? Calculate Your Family's Health Insurance Penalty

Have to pay a penalty tax because your family doesn’t have health insurance? How much is the family penalty? Simple charts and estimates can be off by hundreds or even thousands of dollars. Learn to accurately calculate your family’s health insurance penalty so you’ll know what you

Long-Term ADHD Care

Attention Deficit Hyperactivity Disorder (ADHD) is a mental health condition faced by people of all ages, according to the National Institute of Mental Health. Long-term care for those with ADHD involves a specific medical treatment strategy.

Health Insurance for Persons With Pre-Existing Conditions

Pre-existing conditions are health issues that occur prior to enrollment in a new health insurance plan. While federal laws protect your rights in some circumstances, pre-existing conditions may result in denied or delayed coverage. State and federal programs are available for uninsured or underinsu

What Does POS Stand for in Health Insurance?

A point-of-service (POS) is a type of health insurance policy that allows members to choose between in-network and out-of-network providers every time health care is needed, according to the Insurance Information Institute. A POS offers its members flexibility in determining who they will visit for

Issues With Processing Insurance Claims

Insurance claims are processed in two ways: electronically or via a universal paper claim form. Regardless of which method is used, claims can be delayed or denied for several reasons. If you are aware of a few common billing errors, you might be able to avoid or resolve some issues with processing

Medicare Health Disadvantages

Learn the disadvantages of Medicare.Doctor image by Monika 3 Steps Ahead from Fotolia.comMedicare was launched in 1965 as a federal health insurance program. Medicare provides health insurance coverage for people 65 and older, people under 65 who have been on Social Security or Railroad...

Red Flag Rules for Health

When red flags occur in your health, take immediate precautions to prevent serious illness.Doctor image by Monika 3 Steps Ahead from Fotolia.comWhen a person feels healthy, they are on top of the world. However, when something out of the ordinary happens, panic can set in. There are a...

Florida Government Health Insurance Aid for Kids

If you are a struggling single parent, or if your income is substantially below the median income for a family of your size, you know what a struggle finding affordable health insurance coverage can be. If your child has a pre-existing health condition, it is extra difficult to obtain affordable hea