Car insurance is a notoriously dry subject. As a matter of fact, if you were to walk up to someone at a cocktail party and say, "Hey, do you want to talk about some car insurance?" they'd probably look at you like you were crazy-then spend the rest of the night looking over their shoulder to make sure you're not stalking them. Which is fun in its own way, but it doesn't solve the problem of the misconceptions people have about car insurance.

Misconceptions? You betchya! See, car insurance isn't nearly as dry as most people think it is. Just ask the claims agents that had to deal with these (real) car insurance claims!

1)The other car collided with mine without giving warning of its intention.

2)The guy was all over the place. I had to swerve a number of times before I hit him.

3)I pulled away from the side of the road, glanced at my mother-in-law and headed for the embankment.

4)As I approached the intersection, a stop sign suddenly appeared in a place where no sign had ever appeared before. I was unable to stop in time to avoid the accident.

5)My car was legally parked as it backed into the other vehicle.

6)An invisible car came out of nowhere, struck my vehicle and vanished.

7)When I saw I could not avoid a collision I stepped on the gas and crashed into the car.

8)A pedestrian hit me and went under my car.

9)I had been shopping for plants all day and was on my way home. As I reached an intersection a hedge sprang up, obscuring my vision, and I did not see the other car.

10)I told the police that I was not injured, but on removing my hat found that I had a fractured skull.

11)The pedestrian ran for the pavement, but I got him.

12)The guy was all over the road. I had to swerve a number of times before I hit him.

13)I was sure the old fellow would never make it to the other side of the road when I struck him.

14)To avoid hitting the bumper of the car in front I struck a pedestrian.

15)The pedestrian had no idea which way to run as I ran over him.

16)The car in front hit the pedestrian but he got up, so I hit him again.

17)I saw a slow moving, sad faced old gentleman as he bounced off the roof of my car.

18)I saw her look at me twice. She appeared to be making slow progress when we met on impact.

19)I collided with a stationary truck coming the other way.

20)The other car collided with mine without giving warning of its intention.

21)My car was legally parked as it backed into another vehicle.

22)When I saw I could not avoid a collision I stepped on the gas and crashed into the other car.

23)Coming home, I drove into the wrong house and collided with a tree I don't have.

24)In an attempt to kill a fly, I drove into a telephone pole.

25)I had been learning to drive with power steering. I turned the wheel to what I thought was enough and found myself in a different direction going the opposite way.

26)On approach to the traffic lights the car in front suddenly broke.

27)I had been driving for forty years when I fell asleep at the wheel and had an accident.

28)I thought my window was down, but found it was up when I put my head through it.

29)The accident occurred when I was attempting to bring my car out of a skid by steering it into the other vehicle.

30)I was driving my car out of the driveway in the usual manner when it was struck by the other car in the same place it had been struck several times before.

Quotes found at InnocentEnglish and SlinkyCity.