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Get Insured From Mediclaim and Health Insurance Process

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General View
In a poor country like India wherein more than one-third of population lives hand to mouth, from where this proportion can afford healthcare facilities? Public hospitals are a menace. Over that, reaching itself for medication at far flung places from villages to urban/suburban areas is a herculean job. No less cumbersome is to commute even in urban areas for a particular public hospital, the hurdles being many, like heavy traffic jams, road-rage etc. Still against these entire odds one cannot ignore healthcare. If you are healthy, then only you can live a peaceful life and offer the same to your family members. It means you have to make a provision to save something to buy health insurance India to avail of good facilities in non-public sector. Today insurance companies sell a lot many competitive insurance offers. Amongst some best ones, for instance, are €critical illness insurance policy', €comprehensive health insurance plan' etc. But €MEDICLAIM INSURANCE PLAN' is tested as the enviable best for the ordinary man.

MediClaim Insurance Policy
The run to all your worries of choosing the best medical insurance plan is over at the doorstep of MediClaim policy. Today MEDICLAIM INSURANCE POLICY is recommended to be the best health insurance plan by stalwarts. It has an unaccountable number of reputed hospitals on panel, wherein you enjoy benefits towards cashless hospitalization, treatment and hospitalisationetc. It offers No-claim-Bonus (NCB) discount between 50%-60%. You can have income tax rebate under section 80D. It has easy process to settle claims. By any chance if you have taken treatment in a non-paneled hospital, provision exists for you to seek reimbursement vis- -vis the financial agreement existential between you and the insurer.

Health Insurance Claims Process
The Insured person can inform through various modes like email, telephone, fax, in person or may be via letter or any other suitable mode. Upon receipt of information Insurer will register the claim.

Insured will need to submit the below mentioned documents for the processing of Critical Illness Claim:

€ Duly filled Claim form
€ Identity proof of the claimant
€ Copy of Hospital summary/Discharge card/treatment advice / medical reference
€ Copy of Investigation reports
€ Copy of Medical reports/records
€ Doctor's certificate
€ Any other relevant document as requested by the Insurer.

On receipt of claim documents from Insured, Insurer shall assess the admissibility of claim as per Policy terms and conditions. Upon satisfactory completion of assessment and admission of claim, the Insurer will make the payment of benefit as per the contract.
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