Home Insurance Companies, Home Owners and Pests - Are You Covered Against Rodent and Insect Damage?
It is very uncomfortable to share your home with uninvited rodents, bugs and destructive pests.
The minute these creatures make their way into your home and start to eat up the electric lines in the basement, your roofing materials and the soft clothing content in your home; who will be responsible for the damages that arise from these creatures? Is it you or your home insurance company? Be not deceived; controlling these creatures is your duty and not that of your insurance provider.
A lot of home owners believe that pest damage is included in their house insurance plan; in fact, as stated by the National Association of Insurance Commissioners (NAIC), it is estimated that about a third of home owners in the United States have this believe.
You may ask yourself; isn't this part of what am paying for in my home insurance plan? Why should my insurance provider deny me coverage on these when am paying for them? Here's a little change of view that will help you understand the insurance company's stand.
Pests live and are seen in all weathers and location in the United States.
No matter where you live in the US, you will have to deal with pests as a home owner.
Examples of the very common home pests are: mice, squirrels, cockroaches, ants, termites, bedbugs, silverfish, fleas, flies, rats and so many more different types having different sizes and destructive capacity.
Now, taking care of the damage these creatures cause can be very expensive and frustrating.
This is the exact reason why your home insurance company runs away from providing protection for this.
The truth is insurance companies will close down their offices or be forced to give extremely high rates to their customers if they start providing coverage for these rodents and insects.
Reports show that termites alone cause damage to the cost of 2 billion dollars yearly! Get Home Insurance Help, Free Professional Consultation on How to Be Well Protected in the State You Live.
Where To Get This?
The minute these creatures make their way into your home and start to eat up the electric lines in the basement, your roofing materials and the soft clothing content in your home; who will be responsible for the damages that arise from these creatures? Is it you or your home insurance company? Be not deceived; controlling these creatures is your duty and not that of your insurance provider.
A lot of home owners believe that pest damage is included in their house insurance plan; in fact, as stated by the National Association of Insurance Commissioners (NAIC), it is estimated that about a third of home owners in the United States have this believe.
You may ask yourself; isn't this part of what am paying for in my home insurance plan? Why should my insurance provider deny me coverage on these when am paying for them? Here's a little change of view that will help you understand the insurance company's stand.
Pests live and are seen in all weathers and location in the United States.
No matter where you live in the US, you will have to deal with pests as a home owner.
Examples of the very common home pests are: mice, squirrels, cockroaches, ants, termites, bedbugs, silverfish, fleas, flies, rats and so many more different types having different sizes and destructive capacity.
Now, taking care of the damage these creatures cause can be very expensive and frustrating.
This is the exact reason why your home insurance company runs away from providing protection for this.
The truth is insurance companies will close down their offices or be forced to give extremely high rates to their customers if they start providing coverage for these rodents and insects.
Reports show that termites alone cause damage to the cost of 2 billion dollars yearly! Get Home Insurance Help, Free Professional Consultation on How to Be Well Protected in the State You Live.
Where To Get This?
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