Taking up Short term health insurance plans for young graduates or changing jobs
As A college student or if you are just about changing jobs you might just want a short medical health insurance plan as you may not have much to spend for a full health insurance coverage. You are just coming from a medical need that was provided for you by your family but as you get older you should think about a medical plan that will suit your immediate and future needs.
But when you are a students, you have options of staying on your parent's plan,or you can take up a short term or long term coverage yourself.To be young and healthy, you need to take up a short term medical health insurance cover that takes care of your health needs when the needs arises.
Why you need to invest a little money into a short term medical health insurance is that you all know that accidents and sicknesses do happen and you cannot totally avoid it as it is occurrences that takes place that is above your control most of the time, hence the need to take up a short term health insurance plans as a student with limites resources, if you have an accident, it could keep you from working for any period of time and that is where a cheap short term health insurance comes in to help you out of the such messy situations.
However, studies have shown that those without a medical plan are more likely to be hospitalized for one sickness or the other, because they are not visit the hospital regularly to see their doctors for checks and treatment than those that are on health insurance that regularly visits their doctors for check up and treatments are given to people early enough for any sickness that is detected early enough.
Also delaying the treatment of sickness or injuries can have vital placations in the near future. If you are under the age of 18-26 and you are in school you can be under your parent's medical plan but if you are above the age of 26 and just getting out of school,you will need to use COBRA to maintain coverage on your parent's plan, COBRA means consolidated Omnibus Budget Reconciliation Act,which permit you to continue permit you to continue receiving benefits under your parents' medical plan so long as certain conditions are met. In both of the cases, cheap medical insurance is easy.
Also many colleges and universities offer health insurance to students. If you are unable to continue under your parents' plan, this is a good place to look for short-term medical insurance coverage. Many college students wrongfully assume that they will automatically receive medical benefits under a group medical plan once they join the work force.
Where medical benefits are offered, they may not be active until after you have worked for a given period of time usually 90 days. Therefore it is to your benefit to invest in a short term medical insurance till you are fully covered by a health insurance plan in your work place or elsewhere to be on the same safe.
But when you are a students, you have options of staying on your parent's plan,or you can take up a short term or long term coverage yourself.To be young and healthy, you need to take up a short term medical health insurance cover that takes care of your health needs when the needs arises.
Why you need to invest a little money into a short term medical health insurance is that you all know that accidents and sicknesses do happen and you cannot totally avoid it as it is occurrences that takes place that is above your control most of the time, hence the need to take up a short term health insurance plans as a student with limites resources, if you have an accident, it could keep you from working for any period of time and that is where a cheap short term health insurance comes in to help you out of the such messy situations.
However, studies have shown that those without a medical plan are more likely to be hospitalized for one sickness or the other, because they are not visit the hospital regularly to see their doctors for checks and treatment than those that are on health insurance that regularly visits their doctors for check up and treatments are given to people early enough for any sickness that is detected early enough.
Also delaying the treatment of sickness or injuries can have vital placations in the near future. If you are under the age of 18-26 and you are in school you can be under your parent's medical plan but if you are above the age of 26 and just getting out of school,you will need to use COBRA to maintain coverage on your parent's plan, COBRA means consolidated Omnibus Budget Reconciliation Act,which permit you to continue permit you to continue receiving benefits under your parents' medical plan so long as certain conditions are met. In both of the cases, cheap medical insurance is easy.
Also many colleges and universities offer health insurance to students. If you are unable to continue under your parents' plan, this is a good place to look for short-term medical insurance coverage. Many college students wrongfully assume that they will automatically receive medical benefits under a group medical plan once they join the work force.
Where medical benefits are offered, they may not be active until after you have worked for a given period of time usually 90 days. Therefore it is to your benefit to invest in a short term medical insurance till you are fully covered by a health insurance plan in your work place or elsewhere to be on the same safe.
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