The Most Dangerous Online Credit Card Scams To Look Out For!
Ask any credit card owner what they fear the most and they're likely to tell you they fear falling prey to a credit card scam. Although credit scams have been around for as long as we can remember it is especially now with the advent of the internet that they have become a real headache.
The particular danger with online scams is that it may take a while before you notice it; and by that time your credit card may have been totally maxed out, leaving you in a deep dark hole.
Of course, you can proof that you were not responsible for such debts especially if they happened in a far off place where you could not have been. However such an experience can shake you up so much, that it puts you off buying online for good.
Now one of the most common ways to get sucked into an online scam is through email. The e-mails are so professionally done that people get fooled easily. These type of scams are called "phishing" and how it works is this. You'll receive an email which purports to come from your credit card company, while in reality it is not.
The email message will link to a website prepared by the scammers. When arriving at the website you'll be prompted to enter your credit card details. The moment you do this you'll have revealed your credit card details to the scammers who can then go on a shopping spree with your credit card until it's maxed out.
Hence the best advice I can give anyone is this. Never click on an link in an email from someone you don't trust, even if it threatens to suspend or close your account. This by the way, is an well-known tactic by scammers to prompt you into taking the desired action, which is to click on their email link.
One thing to remember is that a real and legitimate business will never ask for your personal details in an email. The best thing to do if you're at all suspicious about an email you received is to give your credit card company a call. They will qucikly be able to tell you if this email is legimate or not. They will probably give you an email address, so that
you can forward the suspicious email to them.
The particular danger with online scams is that it may take a while before you notice it; and by that time your credit card may have been totally maxed out, leaving you in a deep dark hole.
Of course, you can proof that you were not responsible for such debts especially if they happened in a far off place where you could not have been. However such an experience can shake you up so much, that it puts you off buying online for good.
Now one of the most common ways to get sucked into an online scam is through email. The e-mails are so professionally done that people get fooled easily. These type of scams are called "phishing" and how it works is this. You'll receive an email which purports to come from your credit card company, while in reality it is not.
The email message will link to a website prepared by the scammers. When arriving at the website you'll be prompted to enter your credit card details. The moment you do this you'll have revealed your credit card details to the scammers who can then go on a shopping spree with your credit card until it's maxed out.
Hence the best advice I can give anyone is this. Never click on an link in an email from someone you don't trust, even if it threatens to suspend or close your account. This by the way, is an well-known tactic by scammers to prompt you into taking the desired action, which is to click on their email link.
One thing to remember is that a real and legitimate business will never ask for your personal details in an email. The best thing to do if you're at all suspicious about an email you received is to give your credit card company a call. They will qucikly be able to tell you if this email is legimate or not. They will probably give you an email address, so that
you can forward the suspicious email to them.
Source...