You can qualify for discounts if you remain with an insurer for at least three years.
The concessions offered usually increases with your years as a policyholder.
Although you'll definitely get rebates for staying with an insurer for a considerable time, you might make more in savings by going over to another insurance company.
It's very easy to know where you'll enjoy lower premiums with insurance quotes sites.
You can be sure by obtaining quotes from as many companies as possible and comparing savings you'll get if you go to another insurer with what your present insurer offers as concession.
You will save much if you buy several policies from the same insurer.
The majority of these companies will give discounts between 5% and 15% if you have more than one policy with them.
Please, bear in mind though that you could save much more by buying different policies from various insurers.
The simply way to be sure of which is better in your case is by obtaining multiple quotes and calculating what you'll get.
No single home insurance company has the best rate for every profile.
Therefore, the most important route to huge savings in home insurance is comparison shopping -- Provided that you do it correctly.
You can get quotes that will have a difference that exceeds $1,000.
You could quickly save so much by just choosing the lowest quote.
That should be the case if you're just after the lowest price.
Howbeit, if you want the best value to price ratio then you'd have to look at the details of the cheapest offers.
Different insurers may have slight differences for similar policies.
It's wise to ask the agent what's included and what's excluded.