Some people just can't make ends meet.
They struggle to pay their rent, and to buy food for their families.
If someone is in this situation and they live in Vermont, they may qualify for government assisted health care.
The Vermont Health Access Plan exists to help adults who can't afford a traditional health insurance plan.
There are qualifications in place including a maximum income level.
If you are in need of affordable health insurance in Vermont, but your income is above the level specified for enrollment in the government subsidized plan, there still is hope for you.
The first place anyone should look when they are in need of health insurance in Vermont is towards their employer.
Employer sponsored group health plans are typically the best deal and offer the lowest rates.
If you don't have the luxury of a group plan consider what coverage you absolutely must have.
If you aren't planning on having children in the near future or you've already had your family, look for a plan that doesn't include maternity benefits.
If you don't yet have a family and you've never had vision problems, you can forego vision care coverage.
Another factor that plays a part in the cost of your health insurance premiums in Vermont is your policy deductible.
Many people choose a low deductible not realizing that it raises the cost of their premiums.
If you can afford the higher deductible, you'll see a significant drop in the premiums.
It's important to rethink your health insurance choices yearly.
Most health insurance policies are set to a year term.
Once that time has expired it's always smart to seek out new price quotes.
Since companies are always competing for your business you want to ensure that you are always getting the lowest price possible.