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Bankruptcy : Business & Finance
Information for Bankruptcy in Kentucky
In Kentucky, you can file for bankruptcy following the same basic procedures as in every other state. For example, in order to file Chapter 7 bankruptcy you must first qualify, using the median income of the state of Kentucky as a yardstick. You must also file your petition in the correct Kentucky b
A Guide To Debt Management Solutions
Since the beginning of the recession there has been an increase in personal insolvency. As a consequence of the rise in personal insolvencies, there has also been a rising demand for debt management solutions.
How to Refinance a Debt Consolidation Loan
A debt consolidation loan allows you to combine several different loan payments into one. Usually the interest rate is lower than the original loans and the resulting payment is smaller because the term of the loan is longer. The rates on a debt consolidation loan vary based on the market and on you
How Do I Get My Car Out of Forfeiture?
Getting your car out of forfeiture is possible, but it takes persistence and follow through. It is your responsibility to communicate with your lender. Without consistent communication, your lender will repossess your car. When talking with your lender, you have to have something to offer, such a
Availing a Car Loan After Bankruptcy
Times have changed and so is the financial market. Nowadays one can get car loans after bankruptcy too. This is also called car loan bankruptcy. It is wrong to think that bankruptcy means end to the prospects of availing any financial loan. On the contrary, bankruptcy means you are starting your fin
My Rights for Paying Back a Debt
Going into debt for a period of time can be part of a smart financial decision. Anyone who buys a home or car, or pays for college tuition, is likely to consider loans as a means of making a purchase that will pay off in the end. But once you owe someone money, it can be difficult to know your right
Are You Stressed And At The End Of Your Rope? Filing Bankruptcy Might Be The Answer
While the mainstream media keeps reporting a banner recovery year for the US, most Americans are seeing things a little bit differently than the press. Americans are being financially squeezed to the point of no return. Last year, the government increased the payroll tax taking away spending dollars
The New Bankruptcy Laws and Credit Card Solicitations
The biggest problem for debtors today is what to do with the mounting debt they have, especially credit card debt. Ever since the new bankruptcy laws have changed, credit card companies have become more aggressive than before in marketing to consumers.
Affordable Debt Relief Solutions: How to Threaten Bankruptcy and Legally Settle Bad Debt
Recession has left people helpless in situation where they are looking for all affordable debt relief solutions. It is because they know very well that they already are in financial hardships and in order to get rid of these debts, they will have to hire the services of some company and that is some
Requirements to File Chapter 7 Bankruptcy
To file for Chapter 7 bankruptcy, you need a combination of the proper forms and the eligibility to qualify. Bankruptcy legislation requires you to demonstrate the financial need to file for Chapter 7, since you may receive a complete discharge of all your debts in as little as three months, with no
Avoid Bankruptcy and Stop Collection Calls - How to Get a Good Debt Settlement Deal
Want to avoid bankruptcy and stop collection calls? If yes, you must consider getting a settlement deal with your creditor. Once the creditor agrees for a settlement negotiation, you will stop receiving collection calls and finally you can eliminate a certain percentage of the debt that you have. Bu
Will Financial Aid Have Money Left Over to Pay My Other Bills?
Sometimes money may be left over from loans, scholarships and grants to help you pay for other expenses than tuition and fees. Whether any money will be left over and how much will depend on your personal circumstances, including the cost of your courses and amount of your aid.
Bankruptcy Myths - How to Deal With the False Information
Filing for bankruptcy calls for a lot of courage. This is because the whole concept has been compounded with a lot of false information. It is at times difficult to know what is true and what is not. While it is true that filing for insolvency will have a negative impact on your image, it is not nec
Reasons Why People File For Bankruptcy
There are reasons why people file for bankruptcy as they feel that it is their ultimate option to get rid of a lot of things! A lot of Americans are caught in the hands of debts and do resolve it by coming out by filing bankruptcy. Below mentioned are some of the common reasons why people file for b
Why Bankruptcy Knowledge Is Vital For Stable Financial Condition
Filing for bankruptcy brings help from the growing debts and ensures a new start to your financial life. If you're not being able to pay your debts, filing for bankruptcy remains a very good option ...
How Can I Stop Car Repossession?
When a car buyer finances a vehicle, the vehicle itself is used to secure the loan. If the buyer misses payments, sometimes by being as little as a few weeks late on a single payment, the finance company may exercise its ability to repossess the vehicle. Although the repossession process seems highl
How To Recover From Bankruptcy In Half The Time
If you should pose the above mentioned question to a bankruptcy law expert or attorney bankruptcy law professional, the answers might surprise you. Mostly those who have not been successful to fend off, stave or avoid bankruptcy, are looking for quick fixes. Once they realize that the blemish will b
Bankruptcy Vs. Bankruptcy Protection
When your debts become overwhelming, you may find yourself forced to file for bankruptcy. However, although you may think that is what you are filing, it may actually only be bankruptcy protection. The terms "bankruptcy" and "bankruptcy protection" tend to be used interchangeably because the process
Programs to Clear Credit
The lure of fixing a bad credit score can be especially attractive when you start shopping for financing. If you have a low credit score, you will immediately find out that improving your score can save you a great deal of money. If you try to hire a credit repair company to help, you need to consid