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Credit : Business & Finance
Stop Letting Banks Confuse Your Bank Account Choices
A break down of the bank account types available to the customers.
How to Check Visa Balance
Checking the balance on your Visa debit, credit or gift card is easy. In most cases, you should be able to check your balance from the comfort of your own home, providing you have a home computer and Internet connection. Always know your account balance before you go shopping to avoid any transactio
Laws Regarding Credit Card Debt
Consumer protection laws promote fair treatment of individuals with credit card debts.dollars and credit card image by NatUlrich from Fotolia.comThe federal government mandates ethical business practices from credit card companies and collection agencies to ensure that consumers are...
Credit Card Relief Realistic Option?
Becoming credit card debt free is only a dream for most people today. What options are there to get free from the obligations?
If You Want To Boost Your FICO Score And Have All But Given Up... Here's Hope!
Have you been rejected for a home loan or a credit card? You are not the only one. The recession over the past decade has caused the FICO scores of many individuals to hit rock-bottom. ...
Can a Collection Agency Collect on a Debt That Was Charged Off?
If you fall behind on your credit card payments, your debt may eventually reach the "charge-off" stage. Although the name may sound as if your debt no longer exists, why it really means is that your creditor has elected to remove the debt from its books as a collectable liability. You are still lega
An error free credit reports boost economic integration
All credit card users know how important it is to take a good track of your credit payments. No matter how much the money you hold it has to be used ultimately and there can comes times when you are l
Credit Repair Tips - Find Out the Credit Repair Secrets Used by the Pros
Do you think of credit repair would have become such a lucrative industry if each and every credit repair tip is based on common sense and logic alone? There is a lot more to credit repair tips than just plain simple financial management. In fact, this solution will work in the long term only if you
Super Balance Transfer Credit Cards
Super balance transfers are a fantastic way to make some extra cash. Imagine being able to use your credit card companies money and put it in a high interest bearing savings account. Every day thousands of consumers are using this very same method. Take time to read through this article and find out
Parents - Don't Let Your Students Leave Home Without One
The article discusses three reasons for making sure your student has a credit card before going off to college, and some of the types available.Reasons include control over spending which can be achieved with a prepaid card, ease of use which a debit card or credit card provides, and emergency use w
The Maximum Time Derogatory or Negative Credit Accounts Can Be Reported
Using your statute of limitation is a good credit repair tool. Statute of limitation refers to the maximum amount of time derogatory accounts might continue to be reported.
How to Compare Credit Card Interest Rates With a Calculator
There are literally hundreds of credit cards available for personal and business use, all of which carry their own particular interest rate. The interest rate is the amount you pay on top of every monthly balance that you don't pay in full. The smallest change in interest rate can have a huge effect
Top 5 Credit Misconceptions
We have all heard the rumors...from neighbors, relatives or friends. There are a wide variety of myths floating around about what you should and shouldn't do to improve your credit reports and credit scores. The buck stops here! Phelps Creek Financial Coaching has exposed these urban legends to
How to Cancel Credit Cards With No Penalty to Your Credit Score
When you want to cancel a credit card, consider the impact on your credit score. If you will be applying for a loan in the future, you should ensure that canceling the card will not decrease your credit score. The main way that canceling a credit card hurts your score is by increasing your credit ut
Why is it Important to Get More Than Just a Free Credit Report?
As you already know, the government entitles you receive a free credit report annually. But the question most people ask is, is this annual report enough? Shouldn't you monitor your credit report more often?
PayPlanSolutions - Get Out Of Debt
It has been said that getting out of debt is certainly a lot harder than getting into debt. Almost half of the current credit active consumers are struggling with debt problems of some kind. With ...
7 Tips for Using Rewards Credit Cards
Rewards credit cards are designed to "reward" consumers for their loyalty by giving something back to the cardholder; various rewards programs exist including points, cash back, frequent flyer miles or merchandise.Rewards credit cards are constantly improving because it is how the credit c
Credit Line Cut by Chase?Here's a Way to Get it Back
If you have received notice of a reduction in your Chase line of credit, chances are, they don't know what they're talking about. Here's the story of how we got back over $16,000 in credit line.
Before You Get A Credit Report Know This
So you need to go though your report and look at these areas and concentrate on the ones at the top of the list. If they don't look that healthy then maybe leave applying for a loan for at least six months - in that time frame you can look at areas to improve your credit score.
Use Northern Leasing To Help Spread The Cost Of Pos
The state of the economy is fairly tough right now and profit margins are being squeezed thinner and thinner by the competition. Small business owners know this better than anybody else, because their bottom line is being hit by bad figures.