Residents Must Have Car Insurance
If you drive a vehicle Arizona, according to state law, you must have AZ car insurance.
If you allow that insurance to lapse without having other insurance that replaces it, the state can cancel the registration of your vehicle and driver's license.
Once this has happened, you must maintain a SR-22 for three years with the state and have to pay fees to reinstate your driving privilege.
There is no grace period in which to get insurance on a vehicle in Arizona.
You must immediately have the required minimum liability.
In Arizona, the state minimum for liability is 15/30/10.
If you already have auto insurance in Arizona and purchase a vehicle that is new to you, it only takes a phone call to your insurance company or agent in order to get the vehicle placed on a rider on the current policy that you have in force.
Then in a few days, you will get a bill in the mail for the difference that the new vehicle makes in your insurance.
For most families, it makes sense to review your insurance coverage on an annual basis.
Part of the review should be getting new quotes for car insurance from different companies.
Often persons making such reviews find that they are paying several hundred dollars too much for auto insurance every year.
One of the easiest and simplest ways to get auto insurance quotes in Arizona, or any other state for that matter is to request those quotes using your home computer and the internet.
You will find a simple form that asks a few questions.
Just answer the questions, submit the form and in many cases, you will get an immediate rate quote.
Repeat the process two or three times and you can have the needed quotes to compare quotes for insurance with what you are currently paying.
In times when the economy is sagging, finding that you can save twenty-five to fifty dollars a month on the amount that you pay for car insurance is like giving yourself a pay raise.
Getting caught without insurance in Arizona can be costly.
If you do not have insurance the state will find out and you will lose your driving privilege.
If you are in an accident, the other driver can file a civil court case against you for the damages and medical expenses.
Once the person wins the court case, a lien can be filed against you and you will lose your driving privilege until you have paid the lien in full.
This can cost you thousands of dollars in repair bills and medical expenses.
Do not take the chance.
If you allow that insurance to lapse without having other insurance that replaces it, the state can cancel the registration of your vehicle and driver's license.
Once this has happened, you must maintain a SR-22 for three years with the state and have to pay fees to reinstate your driving privilege.
There is no grace period in which to get insurance on a vehicle in Arizona.
You must immediately have the required minimum liability.
In Arizona, the state minimum for liability is 15/30/10.
If you already have auto insurance in Arizona and purchase a vehicle that is new to you, it only takes a phone call to your insurance company or agent in order to get the vehicle placed on a rider on the current policy that you have in force.
Then in a few days, you will get a bill in the mail for the difference that the new vehicle makes in your insurance.
For most families, it makes sense to review your insurance coverage on an annual basis.
Part of the review should be getting new quotes for car insurance from different companies.
Often persons making such reviews find that they are paying several hundred dollars too much for auto insurance every year.
One of the easiest and simplest ways to get auto insurance quotes in Arizona, or any other state for that matter is to request those quotes using your home computer and the internet.
You will find a simple form that asks a few questions.
Just answer the questions, submit the form and in many cases, you will get an immediate rate quote.
Repeat the process two or three times and you can have the needed quotes to compare quotes for insurance with what you are currently paying.
In times when the economy is sagging, finding that you can save twenty-five to fifty dollars a month on the amount that you pay for car insurance is like giving yourself a pay raise.
Getting caught without insurance in Arizona can be costly.
If you do not have insurance the state will find out and you will lose your driving privilege.
If you are in an accident, the other driver can file a civil court case against you for the damages and medical expenses.
Once the person wins the court case, a lien can be filed against you and you will lose your driving privilege until you have paid the lien in full.
This can cost you thousands of dollars in repair bills and medical expenses.
Do not take the chance.
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