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Bankruptcy & consumer credit : Law & Legal & Attorney

Best Bankruptcy Lawyers - How to Choose

Bankruptcy may seem like the end of the road financially, but it doesn't have to be. Instead, you can use this as a second beginning and a chance to remake your finances. If you take advantage of this and learn how to control your spending and develop self discipline in your finances (and perha

How to Unfile a Chapter 13

If your financial situation does not permit you to pay the debts that you owe to your creditors, those creditors have the right to sue you. In some states, your creditors may also have the right to seize your bank accounts or garnish your wages. Filing for Chapter 13 bankruptcy will protect you from

How to Draft a Contract for the Purchase & Sale of a Business

A successful contract for the purchase and sale of a business should protect both the buyer and seller from practical and legal difficulties that could arise when the business changes hands. It should stipulate in plain language each of the agreements and arrangements that the buyer and seller have

How to Choose a Bankruptcy Attorney

One of the worst things that anyone facing financial challenges can do is to choose a bankruptcy attorney hastily, without doing any homework first. Don't let this happen to you.

Definition of Incorporation and Corporation

The term "corporation" describes any business that has successfully filed articles of incorporation, a company charter and a set of by-laws. In legal terminology, "incorporation" is defined as the act of forming a corporation. A business must follow the requisite steps, formalities and requirements

Withdrawal of Chapter 13 Bankruptcy in Michigan

By the time you realize filing Chapter 13 bankruptcy is a mistake, you may have already submitted the paperwork to the court. In Michigan, as in other states, you can legally withdraw from a Chapter 13 case, though this may make you vulnerable once again to your debtors. Some appeals courts, however

Bankruptcy Filing Information

Bankruptcy is a legal procedure for handling debt issues of businesses and individuals. Bankruptcy cases are filed under one of the chapters of Title 11 of the bankruptcy code. The proceedings will eventually give the individual or business owner a fresh start, free of credit problems.

Statute of Limitations in Arizona for Fraudulent Schemes

Statutes of limitations are an integral part of U.S. law that protect parties to both civil and criminal cases from expired or stale claims after the facts have become diminished or defective due to the passage of time. Facts could become defective due to diminished capacity on the part of witnesses

Procedure for Filing Involuntary Bankruptcy

As a creditor, you may initiate Chapter 7 or Chapter 11 bankruptcy proceedings on behalf of your debtor by filing an involuntary petition with the court. Creditors generally choose to do so when a debtor is dissipating assets and wants to curb the losses.

The Advantages of Chapter 7 Bankruptcy

If you are going through a financial crisis you may feel like you are running out of options to make it through. Although filing for bankruptcy is often viewed as a last resort, it actually can be a g

US Bankruptcy Laws

Filing bankruptcy is a last-resort for resolving severe financial issues.depression image by momanuma from Fotolia.comEnacted in its current form in 1978, the United States Bankruptcy Code exists to protect individuals and businesses no longer able to meet their debt obligations. Although...

Minnesota Townhome Articles of Incorporation Rules

Incorporating a townhome in Minnesota is governed by the state incorporation rules.new townhomes for better living image by Nellie Vin from Fotolia.comAll common interest groups or condominiums or associations are subject to the Minnesota real estate incorporation statutes. According to...

What Happens After Filing For Bankruptcy

When a person files for bankruptcy, an automatic stay goes into effect, which stops all threatening letters asking for debts to be repaid. It should come as a great relief to those who are unable to p

How to Declare Yourself Bankrupt in the UK

Declaring bankruptcy is clearly an option of last resort, and much thought should be given to going down that path. In the UK, like many other countries, a bankruptcy declaration will remain on the record for the foreseeable future and can negatively affect credit scores and likewise the ability to

Why Was the Sarbanes Oxley Act Passed?

The Sarbanes-Oxley Act of 2002 was passed in order to streamline corporate financial disclosures and thereby theoretically restore investors' confidence in the markets.

What Happens After a Bankruptcy Creditor's Meeting?

Once you complete your required bankruptcy 341 meeting of creditors, your case is likely well on its way to successful debt discharge, according to the book "How to File for Chapter 7 Bankruptcy." However, you still must complete several important steps to truly complete the Chapter 7 debt forgiven

How to File for Chapter 7 Bankruptcy in Georgia

In the state of Georgia, filing for Chapter 7 bankruptcy allows you to default on all loans and money owed, provided your petition is granted by a court and you can prove that you cannot make any payments based on your disposable income. You should consider all alternatives before filing for Chapter