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Health & Medical Insurance : Insurance
How to Eat Well With the Catheter
In the medical community, catheters serve a variety of purposes. Catheters can be used to empty the bladder if you are unable to do so on your own. Intravenous catheters can be used to supply patients with medication, hydration and even nutrition. Once inserted, catheters are rarely felt and do not
How to Pick a Medicare Insurance Plan
Medicare is a federal insurance program that pays medical costs for people age 65 and older, people who are disabled and people with end-stage renal disease. Once the Social Security Administration accepts your Medicare application, you must choose a plan to provide coverage. Each plan offers differ
HSA Vs HRA—Do You Know the Difference?
See the difference between a Health Savings Account and Health Reimbursement Arrangement. Ownership, contributions, and health insurance work differently in HSAs vs HRAs.
Can I Get Supplemental Insurance for Medicare Even Though I'm Under 65?
Medicare provides health insurance for US citizens who have turned 65 years of age. If you are younger than 65 and you are disabled, you might also be eligible to use Medicare coverage. Once you have enrolled in Medicare Part A and Part B, you can then choose to add additional Medicare coverage. Th
Reasons Why I Shouldn't Sign Up for Medicare Part B
In most cases, when you turn age 65, you will automatically be enrolled in Medicare, the government-sponsored health insurance program. Medicare Part A covers major items such as hospitalization and requires no additional premium, as it is paid for through employee payroll taxes. Part B...
Major-Medical Vs Catastrophic Health Insurance–What’s the Difference?
Think major-medical and catastrophic health insurance are the same; they only pay for the major stuff? Wrong! Learn the difference between them.
What Are the Classes of Prescription Drugs?
Prescription drugs are divided into three classes, based on what conditions they are used to treat. Prescription drugs are then divided further into what are called schedules, with regard to their potential for abuse by the general public. Prescription drugs have the potential to be addictive and sh
How to Solve Medicare Confusion
Medicare rules can confuse anyone --- even people who work for Medicare. With volumes of regulations that are updated and changed regularly, and in some cases interpreted by adjudicators and administrative law judges, it's easy to lose track. Patients, medical providers, medical billers and Medicare
Why Was Medicare Created?
Used by an estimated 40 million people, Medicare is a federally funded health care program providing basic medical care to elderly and disabled individuals across America. As the country's leading health care program, Medicare offers qualified residents an affordable solution for their medical needs
The Idaho Health Insurance Plan for Children
Affordable health care insurance is hard to find. The Idaho Health Insurance Plan (CHIP), a program of the Idaho Department of Health and Welfare, provides affordable insurance options for parents who make too much money to qualify for Medicaid, but not enough to afford private health care insurance
Life & Health Insurance Courses in Columbus, Ohio
Life and health insurance courses in Columbus, Ohio can be taken in traditional or online classrooms.student image by Ivanna Buldakova from Fotolia.comWhether taking a life and health insurance class for personal knowledge or to prepare for state licensure, Columbus, Ohio offers several...
The Average Employee Contribution for Family Health Insurance
According to the Kaiser Health Foundation, an employee with family health insurance paid an average of $4,000 for their insurance, while their employer paid, roughly $9,700 in 2010. That represents an increase over 2009, when employees paid an average of $3,515 and employers paid $9,860. Average pre
The Nuances of Filling in Blanks in Medical Transcription
Are you a medical transcriptionist who goes through the trauma of trying to fill in blanks in medical transcription? There are many ways to overcome this hurdle and it happens to even experienced transcriptionists. With ...
California Law Permits Adjustments to Retiree Health Benefits
A new California law goes into effect on January 1, 2011, which would make it okay to alter, reduce or eliminate retirees' health benefits once they become eligible for Medicare. €This isn't a big change ...
How to Qualify for Medicare Under 65
Typically, Medicare provides health insurance only to those who are 65 years of age or older, but certain people younger than 65 may qualify. People of any age who suffer from certain disabilities or diseases may be eligible for Medicare hospital insurance. Here's how to qualify for Medicare if yo
About Medigap Policies
A Medigap policy is a health insurance policy, sold by private insurers, that is available to people age 65 or older on Medicare. The purpose of a Medigap policy is to supplement Medicare or to fill in the gaps in coverage of Medicare Parts A and B. Medicare Parts A and B cover only about 80 percent
Annual Calendar Events Aimed at Women's Health Issues
Every year numerous events are held to promote issues relating to women's health. Most cities have both public and private agencies that organize women's health conferences. You can search for events in your area by logging on to your local health agency's website or you can attend one of the nation
How to Change Your Mind if You Order Health Insurance
When you change your mind about a health insurance policy, all you have to do is contact the insurance company or your insurance agent and ask to cancel the policy. Right? From a surface perspective, the answer is yes. However, there are a few approaches you can follow. You can make sure you save mo
HSA Regulations
A Health Savings Account (HSA) is similar to an Individual Retirement Account (IRA) except that the funds are used to pay for qualified medical expenses.