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Health & Medical Insurance : Insurance
Washington State Medicaid Requirements
Washington State residents below the poverty level may be eligible for Medicaid.health image by dinostock from Fotolia.comSince the 1960s, the Medicaid program has been helping low-income families and individuals receive medical coverage that would otherwise elude them. However, just...
About Low Cost Temporary Health Insurance for Individuals
Health insurance can be expensive, but there are coverage options out there that are more affordable than regular comprehensive coverage. These plans are affordable, but are meant for temporary purposes.
Medicare Part D Qualifications
Medicare Part D is a government program created under the Medicare Prescription Drug, Improvement, and Modernization Act of 2003 to help elderly and certain disabled people pay for prescription drugs. Medicare Part D subsidizes the cost of prescription drug coverage. Part D plans are offered by priv
HSA Sales Training
Selling health savings accounts can be a lucrative business. When entering this field, it is important to understand the product and use this knowledge to determine the appropriate target market. Health savings accounts do not appeal to everyone, but understanding their functions and how they actu
Physical Effects of Being a Caretaker
Most Americans will be caregivers at some point during their lives. The act of giving care to an ailing loved one can evoke feelings such as anxiety, anger, fear and sadness. This new stress can also manifest itself in a variety of physical side effects. The act of giving full-time care and its res
Will I Be Covered?
You may be having questions about the Affordable Care Act and what that means for you as an employer or employee. In short, this act will help you have health care whether or not your ...
Negatives of Universal Healthcare
The passage of the Patient Protection and Affordable Care Act in 2010 has made health-care reform a prominent issue. The bill greatly expands the availability of guaranteed health coverage. It does so by requiring larger employers to subsidize coverage for workers, by severely curtailing...
Medicare Definition of Acute Care
Medicare, a health insurance program provided by the U.S. government, does not explicitly define "acute care." Nonetheless, it implies a definition through its use of related terms and the benefits it offers. As Medicare may cover inpatient care in hospitals, care at skilled nursing facilities, hosp
How Prescription Drugs Are Produced
ApproachThe fact that prescription drugs will ultimately alter the physical chemistry of people requires that a comprehensive system of product development be put in place. To meet this requirement, the actual production process doesn't begin until extensive research, and development and...
How to Renew a Medicare Card
When your current Medicare card is approaching expiration, you will receive a renewal notification in the mail. To continue using your card, it is necessary to request a new one. The Social Security Administration and the Centers for Medicare have simple procedures in place to do so via phone, Inter
How to Fill Out a Health Insurance Claim Form
With most health insurance plans, you do not need to complete a health insurance claim form to receive coverage. Showing your insurance card is usually sufficient. For some types of health insurance, you may be required to pay upfront for the services then submit the form later to be reimbursed acco
Medicare Requirements for Acute Rehab
Not all hospitals have acute rehabilitation facilities.Hospital image by Raulmah?3n from Fotolia.comAcute rehabilitation centers are facilities that people transfer to after a hospitalization to receive specialized rehabilitation from a team of therapists and physicians. Most acute rehab...
About Individual Health Insurance With Maternity Coverage
Maternity coverage can help pay for the expenses related to a pregnancy, including pregnancy office visits, lab tests and ultrasounds, labor and delivery and post-delivery hospital care for mother and baby for the first few days after delivery.
What Is a Health Savings Plan?
A health savings plan or account, also called an HSA, is a tax-exempt account that you use for medical expenses. To set up an HSA, you must be an employer or an employee under age 65 with coverage under a high-deductible health plan, according to the Internal Revenue Service (IRS).
How to Explain a Flexible Spending Account
Flexible Spending Accounts (FSAs) came into being in the 1970s with passage of Internal Revenue Code Section 125, which allowed employers to offer employees "cafeteria" health-care plans. These plans allowed employees to tailor their health benefits to their own needs. FSAs didn't enjoy much utiliza
Why The Right Health Insurance Is So Important
Health insurance can be frustrating, confusing and intimidating. It is easy to become overwhelmed with all there is to learn about the subject. Don't let your confusion or feelings of overwhelm scare you away from ...
Short Term Health Insurance For Disability
You never know when you may be in a situation where you get injured or sick. There may be no income at your disposal and maintaining your existing standard of living can become quite difficult ...
Health Insurance Reform Ideas
Health insurance reform was the mostly firecly fought-over issue in the 2009 congress.capitol image by Andrew Breeden from Fotolia.comHealth insurance reform was the most contentious political debate of 2009 and early 2010 in America. The push for reform was centered on two main problems:...
What Expenses Are Reimbursable in a Flexible Spending Account?
The purpose of a flexible spending account is to provide the enrollee with a tax-free way of saving and budgeting for medical expenses. This is done through payroll deductions by the enrollee's employer. The funds contributed are pre-tax dollars. The Internal Revenue Service provides guidelines as t
How to Qualify for Kentucky Medicaid for the Elderly
Medicaid is a health insurance program for low-income clients that is funded by federal and state governments and operated by states. People who are 65 and over may qualify for Medicaid coverage in Kentucky, provided they meet other requirements, including an income limit that varies depending on th