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Health & Medical Insurance : Insurance
Health Insurance Companies in Washington
Health insurance companies vary in coverage levels.doctors desk with a stethoscope image by Keith Frith from Fotolia.comFinding affordable health insurance with adequate coverage in Washington state can be challenging. Several companies offer a range of plans with different combinations...
How to Obtain a Medicaid Number
Medicaid is a state-operated, federally- and state-funded health insurance program for the elderly and disabled, pregnant women and children who fall below state-specific income limits. When you are enrolled in Medicaid, you are assigned a Medicaid number that is used for billing purposes.
The Difference Between Supplementary & Secondary Insurance
One the surface, primary and secondary health insurance seems like a game of semantics. The differences between these two forms of health care are slight but indelible. Secondary health insurance provides the coverage of a full health care policy while supplemental insurance is intended only to augm
Health Insurance Reform Increases Need For Primary Care Doctors
With healthcare reform one step closer to becoming the law of the land, millions of uninsured people will find themselves better able to afford health care. Typically, the uninsured tend to visit doctors for preventative ...
How Did HIPAA Come to Be?
The Health Insurance Portability and Accountability Act of 1996 (HIPAA) amends the Internal Revenue Code of 1986. HIPAA has changed the rules for confidentiality and privacy in health care by limiting who has access to patient records.
How to Pay for Chemo Without Health Insurance
A 2003 study by Project HOPE examined cancer patient data from the Medical Expenditure Panel Survey (MEPS) and found that approximately ten percent (10%) of cancer patients under 65 years of age (and, therefore, not covered by Medicare) are without health insurance. Among Hispanic cancer patients, t
How to Apply for Medicaid in Urbandale, Iowa
Medicaid pays for health care services for some people with low incomes. In Iowa, children under 21, parents living with children under 19, those over 65, pregnant women or those requiring treatment for breast or cervical cancer, and the disabled who meet income guidelines can receive Medicaid. Othe
What Does Deductible & Coinsurance Mean?
Deductible and coinsurance are terms frequently used in the insurance industry. Deductibles are common to many types of insurance products, while coinsurance usually relates to health insurance or dental insurance plans. These terms relate to expenses paid by policyholders based on the levels of pro
How to Apply for Medicaid After Losing Your Job
Medicaid provides health insurance for some people with low incomes. While Medicaid is available in all states, different states have slightly different eligibility criteria. People must meet specific income guidelines in order to qualify in all states, but many states have additional criteria. Not
How do I Qualify for Extra Help in Joining a Medicare Drug Plan?
Some Medicare beneficiaries are hesitant about joining a Part D plan. After all, Part D can become expensive as the deductibles, premiums and co-payments begin to add up. However, you cannot guarantee that you won't need prescription drugs, and delaying enrollment into Part D can result in hefty pen
How to Apply for Medicare B
Medicare is a four-part government health insurance program designed to provide healthcare payment assistant to senior citizens. Medicare Part B is the portion that offers supplemental payments for doctor's visits and other health-related services. To be eligible, you must be 65 years or older and a
Facts on the Health Care Administrator Code of Ethics
The American College of Health Care Administrators was founded in 1962 as a non-profit organization that supports its professional members through education, certification and career development. All members are expected to sign the association's Code of Ethics.
The Best Medicare Part D Insurance
Choosing the right Medicare Part D prescription plan can be a difficult process. Part D was designed to lower drug costs by allowing competition between health insurance companies. This resulted in dozens of plans being offered, each with different advantages and problems. The best Medicare Part D i
How to Register for VA Benefits
U.S. military veterans have access to several important benefit programs. The GI Bill, health care, vocational rehabilitation, compensation, and burial benefits are a few of the ways our country takes care of the soldiers, sailors and airmen who defend our freedom. Veterans and their families can fi
Will TRICARE Prime Pay for In Vitro?
TRICARE is the health care program for United States military members and their families. It covers active duty service members, National Guard and Reserve members, retirees, their families, survivors and some former spouses. In vitro fertilization (IVF) treatments are not covered by a
Keys to Finding Affordable Health Care Insurance
Make sure you're covered with health insurance.Hospital image by Raulmah?3n from Fotolia.comHealth insurance is a necessity if you don't want to cover the hospital and doctor costs should you get sick. To put that into perspective, cancer can cost $300,000 per year; leukemia can cost...
What Is Medigap?
The older we get, the more we come to depend on our healthcare coverage to protect us from the financial burden that unexpected medical expenses can bring. Medicare health insurance carries some of the cost; even so, it only takes one serious health problem to quickly drain needed financial reserves
Importance of Standardized Forms in Billing Reimbursement
Standardized billing forms between insurers allow for faster processing which, in turn, shortens the time required to receive payment. Standardization reduces the probability of errors that come with a variety of forms. Errors in billing can delay reimbursement from private insurance and government
What Is Formulary Medication?
With cost of prescriptions rising and the need for new drugs always evolving, it's crucial for the health of your wallet to be aware of what your insurance policy will cover. Most policies include a preferred drug list that will receive the most discounts. When it's time for a new prescription, you