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Health & Medical Insurance : Insurance

POS - Point-of-Service Plan

Learn the meaning of the term “POS - Point-of-Service Plan” from your About.com Guide to Health Insurance.

Healthcare Flexible Spending Account Rules

Heath care benefits are one of the most important perks that employers offer to employees. The cost of health insurance premiums, co-pays, co-insurance and other costs can amount to thousands of dollars a year, but many employers subsidize the cost of health care for their employees. Some employers

Medicare Documentation Requirements for PT

Medicare and Physical Therapyphysio therapy - helping hands image by Wingnut Designs from Fotolia.comMedicare documentation requirements for physical therapy could vary from state to state, and you should review them with your local Medicare office. Because documentation is the most...

What Are Disadvantages of a Large Home Health Agency?

In general, home health care is a Medicare or Medicaid benefit that is available to people who require intermittent skilled services such as nursing care, physical therapy, occupational therapy or speech therapy. As the name suggests, clients must be home-bound or have a significant amount of diffic

Medicare Advantage Plans Comparison

Since 1997, Medicare beneficiaries have had the option of receiving their health insurance through private health insurance companies, often paying a premium to cover their health costs above the standard benefits offered under traditional Medicare. Known as Medicare Advantage, the program has sever

How Long Do I Have to Work to Receive Medicare Benefits at Age 65?

Medicare is the United States' largest health insurer, covering more than 40 million Americans. Medicare covers most health care needs through Part A hospital insurance, Part B medical insurance and Part D prescription drug coverage. Most Americans become eligible to enroll in Medicare when they tur

Information on Secondary Insurance

Secondary insurance occurs when there are two or more insurance policies, especially health insurance, covering a single individual. Individuals usually only need one type of insurance and don't even consider buying a second policy. Sometimes family circumstances, however, lead to a need for seconda

What Is an HMO Insurance Policy for Medicare?

Medicare permits beneficiaries to choose original Medicare fee-for-service or one of the health plans offered by private insurers, including Health Maintenance Organization plans under the Medicare Advantage program.

How to Apply for Medical Claims

The military lifestyle can be very rigorous on a body, regardless of profession or position. You may be taken care of while you are in, but what happens when you get out? How do you account for jobs you can't get because of damage done to your body? This can be especially tough for people who are se

What are the Cobra FEHB Regulations?

Federal employees can temporarily extend their health coverage if they leave their jobs.note work image by Andrey Kiselev from Fotolia.comMany employees that have health insurance through their employers are covered under the Consolidated Ominbus Budget Reconciliation Act (COBRA) of 1986...

Minnesota Health Insurance Programs

The State of Minnesota has a vibrant health insurance market with dozens of carriers competing to provide coverage in the individual and workplace-sponsored markets. You can purchase insurance in Minnesota on an individual basis for yourself and your family. You can also obtain it as part of a benef

HIPAA Administrative Simplification Rules

HIPAA administrative simplification rules facilitate electronic records management while protecting patient privacy.operation in a process image by Andrey Kiselev from Fotolia.comHIPAA's administrative simplification rules are designed to standardize and facilitate the electronic storage...

Buying A Health Insurance Online Has Many Advantages

With the changing lifestyle and stress, individuals across the world are facing health issues. No one knows when an unfortunate illness might strike. The fact is that in any kind of sickness, the patient not ...

COBRA or COBRA Alternative? Q & A

What is COBRA? COBRA is a 1985 law that allows you to continue your employer provided health plan if you are terminated or laid off or if you are separated from a spouse who is ...

Where to Get Low Cost Health Insurance for Individuals

As unemployment continues to rise, finding low cost health insurance for individuals becomes even more difficult - and more important. The cheapest way to purchase a health insurance plan is still through an employer. But ...

Have You Updated Your Medical Practice Emergency Plan?

Every medical practice should be prepared for handling natural disasters and office emergencies. They should have an emergency plan to ensure survival of the practice in case of disasters like earthquakes, fire or tornadoes. This ...