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Health & Medical Insurance : Insurance
If I Am Getting Medicare, Can I Get COBRA?
Keeping up with Medicare is complicated. When you start to add additional policies to the mix, it can get even more complicated. Knowing how your Consolidated Omnibus Budget Reconciliation Act (COBRA) policy and Medicare work together can prevent premium penalties, service denials and a few headache
BlueCross BlueShield Insurance Information
The BlueCross BlueShield Association provides health care insurance to 99 million members in the U.S. and Puerto Rico through a national federation of 39 independent BlueCross and BlueShield companies. More than 90 percent of hospitals and 80 percent of physicians in the U.S. contract with BlueCross
Term Insurance - Investment Insights
Insurance, as the name suggests, provides assurance of payment of a fixed sum of money in the event of unexpected loss against payment of a predictable sum of money, known as premium. It is a ...
Vitality of Medicare Supplemental Plans
Medicare is a vital factor of today's world and people are acquiring the insurance plans sold by the private companies. Life threat is there all over the world and people cannot feel relax in terms ...
The Impact of Substance Abuse on the Medicare Program
The baby boomer generation started retiring in 2010. That's because studies show that 1 in 10 seniors entering Medicare is a heavy drinker. €Experts indicate that alcoholism usually begins in a person's twenties,€ suggests Alan ...
All about Mega Health Insurance
We all know that having health insurance coverage is very important, but many people simply can't afford what they have been offered by their employer. There are plenty of independent policies you can take advantage ...
Your open enrollment for part “d†has modified.
The enrolment period will begin Oct 15, 2011 and finish Dec 7, 2011. That will be Twenty-four days fewer than last year. Exactly why is there an alteration of the Part "D" open enrolment? The ...
Medical Health Insurance Assures Your Family’S Future
In the current time, young as well as old people suffer from health diseases, particularly in big cities. Small houses, sedentary lifestyles, high stress jobs, poor eating habits, lack of fresh air, polluted urban environments ...
Is There a Preexisting Condition Clause on Health Insurance?
Preexisting conditions have a reputation of being an insurance company's "Get Out of Jail Free" card. They are medical conditions that first manifested themselves before you were insured with the company. High blood pressure is a common preexisting condition for many people. The amount of time that
Leading Indian Insurer to Send Employees to Smaller Towns
India's government-owned general insurer, National Insurance Company recently asked its employees to agree to sell policies and head micro-offices situated outside major cities, or get used to missing promotions for two years. The company has ...
An Overview of Medigap Insurance
Do you have a Medigap (Medicare Supplement Insurance) Policy? What does your Medigap plan cover and what rights do you have when it comes to buying? Medigap can be frustrating and confusing with so many ...
How to Get Health Coverage for a Minor Child in Kentucky
In the state of Kentucky, many children who do not have coverage from their parents' health care plans have options for state-funded health coverage. The Kentucky Children's Health Insurance Program, also known as KCHIP, is for children under the age of 19 who do not have coverage and meet certain p
What Is a Healthcare Flexible Spending Account?
A health care flexible spending account is a type of account offered as part of a benefits package from an employer. With this type of account, you can use the money to pay for qualified medical expenses that are not covered by your group health insurance plan from your employer.
An Understanding of Medicare Supplements
Medicare is a federal health insurance program designed for people 65 years or older. Medicare is managed through the Centers for Medicare and Medicaid Services. Medicare Parts A and B are often called traditional Medicare or original Medicare. Certain U.S. residents can receive Medicare Part A for
Home Health Care Basics
As insurance companies continue to reduce hospital stay coverages, home health care services are in high demand for those who require aftercare assistance. Agency providers range from health aides to licensed medical professionals who specialize in a number of different areas. Services are provided
What Is a Medicaid Qualifying Trust?
Medicaid is a state operated health insurance program that is partially federally and partially state funded. It is designed for certain low-income populations, including the elderly, the disabled, pregnant women and children. Irrevocable trusts are not counted towards the resource limit for Medicai
About Washington Children's Health Insurance
Medical care is expensive. That fact comes to no surprise to the millions of Americans without health insurance. Some states have started programs to assist residents without coverage. In Washington, the Apple Health for Kids initiative is one such program.
How to Apply for SSI and Medicaid
The Social Security Administration (SSA) offers Supplemental Security Income (SSI) payments to disabled or elderly individuals who have a low-income and an insufficient work history to qualify for full-retirement or disability benefits through SSA. Medicaid is a federal- and state-funded, state-oper
What Is the Average Cost for Family Health Insurance in Pennsylvania?
Health insurance costs have been skyrocketing across the nation, and Pennsylvania is no exception. Between 2000 and 2006, the average cost of an insurance premium for a family rose from $6,721 per employee in 2000 to $11,801, according to a report by the Pennsylvania Health Care Cost Containment Co
Information on Long-Term Care Policies
Long-term care insurance is a type of insurance coverage that can provide you with financial assistance when you get older. This type of coverage is designed to provide benefits in the event that you have to go into a long-term care facility such as a nursing home. This is a separate policy that is