Browsing Category
Health & Medical Insurance : Insurance
Ratios Used in Insurance
Like most businesses, insurance companies often take advantage of ratios to help them assess their performance and plan for business growth. As an investor, understanding some of these ratios is one way to separate insurance investments with profit potential from those without. As a consumer, learni
Pros & Cons to Universal Healthcare
The majority of the issues debated in discussions on national health care relate, in one way or another, to the costs and quality of care. There are many countries with longstanding national health care plans that can be looked at for evidence of some of the effects. However, many of these may not b
Monetary Aid for the Poor for Dental Help
Dental costs can be expensive dependent upon the dentist and type of care needed. Some employers in the private sector either provide dental insurance or assist in finding affordable options. For low income earners there exist a number of options, both sponsored by the government and private organiz
How to File a Grievance Against a California HMO
Health Maintenance Organizations, or HMOs, are a form of managed care organization. Managed care organizations contract with a network of health care providers within an geographical area to provide care for plan members. The HMO negotiates a favorable price structure for benefits received, while th
Health Savings Accounts Compatibility
A health savings account (HSA) is a common feature among group benefit plans that allow the policyholder to use a certain amount of funding as needed. A HSA is an open account in which either an employer or a policyholder can deposit funds. The account provides tax benefits for these funds, and the
How to Get Affordable Long Term Health Insurance
In a time when health care costs are skyrocketing, finding affordable long term health insurance is a must. There are plenty of things that you can do to find the best long term health insurance at the right price. Though health insurance is no place to skimp, you should weigh the coverage you need
Causes of the High Cost of Health Insurance
The relationship between increasing health care and health insurance costs is cyclical.Hospital image by Raulmah?3n from Fotolia.comAccording to the California Association of Health Plans, the United States spends more money on health care than any other developed nation. If the current...
CCI 18.0 Update: 67961-67966 Contains Graft Site Preparation
Also: Look for these novel eyelid reconstruction Correct Coding Initiative edits. In case your ophthalmic surgeon carries out eyelid repairs and reconstructions, heads up. The Correct Coding Initiative requires ensuring you're paying attention to CPTÃ?âEUR? ...
Get Insured From Mediclaim and Health Insurance Process
General View In a poor country like India wherein more than one-third of population lives hand to mouth, from where this proportion can afford healthcare facilities? Public hospitals are a menace. Over that, reaching itself ...
South Carolina Medicare Fee Schedules - How Does it Affect the Care You Receive?
With all the talk this year of health care reform, the effects of fee schedules on the care individuals receive has been a major point of discussion. Currently, Medicare uses a fee schedule to define ...
Benefits Of No Exam Life Insurance Policies
In order to secure your and your family members future's, life insurance policy is one of the best options among others. This is due to the fact that these help to ensure your family members ...
Age Requirements for North Carolina Health Choice Insurance
More than 50 million people are without health insurance in the United States, according to the U.S. Census Bureau's September 2010 report on income, poverty and health insurance. The report also states that more than 7 million of those uninsured individuals are under the age of 18. In response to t
How to Compare Health Insurance Prices
Everyone needs health care coverage of some kind. Whether you need it for preventive care or you have major issues, it's important to know that when the need arrives you won't pay a hefty price. Health care companies may offer similar premiums for differing coverage plans. But if you look carefully,
Economic Issues With Long-Term Care
Providing long-term health care to a loved one with a disabling disease or a debilitating condition poses enormous challenges---physically, emotionally and financially. Long-term care takes a heavy financial toll on individuals requiring care and on their families. In some cases, long-term care has
How do I Calculate Risk for Falls?
Falls happen for many different reasons, and elderly adults have the highest risk of falls. Chronic medical conditions, poor eyesight, and being on multiple medications place elderly adults at risk for falling. According to the Journal of Gerontology, one-half of nursing home residents and one-third
Idaho Medicaid Benefits
Idaho residents that cannot afford medical coverage are eligible for Medicaid benefits.Stethoscope and a medical book image by Monika 3 Steps Ahead from Fotolia.comIdaho residents struggling to pay for healthcare costs may be eligible for a government-funded medical care program called...
What Is Formulary Medicine?
Historically, the compounding of medicine was done by both physicians and the apothecary. There were no committees to design drug policies nor were there lists of approved medications or manufactured drugs. Most doctors kept ingredients in their cabinets or traveled with boxes of ingredients and mix
How to Choose a Health Care Plan
A health care plan is designed to help people cover all or part of their medical costs should they get sick. Health care plans are offered via employment, the government and the private sector. Choosing a health care plan is an important decision. The right health care plan can help you save money a
Maternity Health Insurance in Texas
The average cost of a hospital baby delivery is between $9,000 and $17,000 as of 2008, according to CostHelper.com. Maternity insurance coverage can reduce these costs to approximately $3,000 or less.
How to Access the S CHIP Program
Health insurance is a very costly thing for many families, and can make up a large portion of the budget for a lower-income family, especially if there are many children that need coverage. The federal government has teamed up with many state governments to implement the State Children's Health Insu